LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,443
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,986
−HK$551/mo
Today · 4.125%
HK$18,537
baseline
▲ 0.50% · 4.625%
HK$19,665
+HK$1,128/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,074/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,405
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,926
−HK$528/mo
Today · 4.125%
HK$20,454
baseline
▲ 0.50% · 4.625%
HK$21,532
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,908/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,932
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,583
−HK$661/mo
Today · 4.125%
HK$22,244
baseline
▲ 0.50% · 4.625%
HK$23,598
+HK$1,354/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,488/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,286
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,911
−HK$634/mo
Today · 4.125%
HK$24,545
baseline
▲ 0.50% · 4.625%
HK$25,838
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,090/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,420
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,180
−HK$772/mo
Today · 4.125%
HK$25,952
baseline
▲ 0.50% · 4.625%
HK$27,531
+HK$1,579/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,904/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,168
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,896
−HK$739/mo
Today · 4.125%
HK$28,635
baseline
▲ 0.50% · 4.625%
HK$30,145
+HK$1,510/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,270/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,398
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,374
−HK$993/mo
Today · 4.125%
HK$33,367
baseline
▲ 0.50% · 4.625%
HK$35,397
+HK$2,030/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$66,734/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,930
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,866
−HK$951/mo
Today · 4.125%
HK$36,817
baseline
▲ 0.50% · 4.625%
HK$38,757
+HK$1,940/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$73,634/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,490 · Scale 2, in force from 26 Feb 2026)