LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,433
−HK$10,939/mo
▼ 0.25% · 3.875%
HK$179,859
−HK$5,513/mo
Today · 4.125%
HK$185,372
baseline
▲ 0.50% · 4.625%
HK$196,651
+HK$11,279/mo
Deposit HK$38.25M · loan HK$38.25M · min. income ≈ HK$370,744/mo (50% DSR)
Upfront cash ≈ HK$41.50M (deposit + AVD stamp duty HK$3,251,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,055
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$199,260
−HK$5,279/mo
Today · 4.125%
HK$204,539
baseline
▲ 0.50% · 4.625%
HK$215,321
+HK$10,782/mo
Deposit HK$38.25M · loan HK$38.25M · min. income ≈ HK$409,078/mo (50% DSR)
Upfront cash ≈ HK$41.50M (deposit + AVD stamp duty HK$3,251,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,320
−HK$13,126/mo
▼ 0.25% · 3.875%
HK$215,831
−HK$6,615/mo
Today · 4.125%
HK$222,446
baseline
▲ 0.50% · 4.625%
HK$235,981
+HK$13,535/mo
Deposit HK$30.60M · loan HK$45.90M · min. income ≈ HK$444,892/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$3,251,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,866
−HK$12,581/mo
▼ 0.25% · 3.875%
HK$239,112
−HK$6,335/mo
Today · 4.125%
HK$245,447
baseline
▲ 0.50% · 4.625%
HK$258,385
+HK$12,938/mo
Deposit HK$30.60M · loan HK$45.90M · min. income ≈ HK$490,894/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$3,251,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,207
−HK$15,314/mo
▼ 0.25% · 3.875%
HK$251,803
−HK$7,718/mo
Today · 4.125%
HK$259,521
baseline
▲ 0.50% · 4.625%
HK$275,312
+HK$15,791/mo
Deposit HK$22.95M · loan HK$53.55M · min. income ≈ HK$519,042/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$3,251,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,677
−HK$14,678/mo
▼ 0.25% · 3.875%
HK$278,964
−HK$7,391/mo
Today · 4.125%
HK$286,355
baseline
▲ 0.50% · 4.625%
HK$301,449
+HK$15,094/mo
Deposit HK$22.95M · loan HK$53.55M · min. income ≈ HK$572,710/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$3,251,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,980
−HK$19,689/mo
▼ 0.25% · 3.875%
HK$323,746
−HK$9,923/mo
Today · 4.125%
HK$333,669
baseline
▲ 0.50% · 4.625%
HK$353,972
+HK$20,303/mo
Deposit HK$7.65M · loan HK$68.85M · min. income ≈ HK$667,338/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,251,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,300
−HK$18,871/mo
▼ 0.25% · 3.875%
HK$358,668
−HK$9,503/mo
Today · 4.125%
HK$368,171
baseline
▲ 0.50% · 4.625%
HK$387,578
+HK$19,407/mo
Deposit HK$7.65M · loan HK$68.85M · min. income ≈ HK$736,342/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,251,133 · Scale 2, in force from 26 Feb 2026)