LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,445
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,987
−HK$551/mo
Today · 4.125%
HK$18,538
baseline
▲ 0.50% · 4.625%
HK$19,666
+HK$1,128/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,076/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,407
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,927
−HK$528/mo
Today · 4.125%
HK$20,455
baseline
▲ 0.50% · 4.625%
HK$21,534
+HK$1,079/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,910/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,933
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$661/mo
Today · 4.125%
HK$22,246
baseline
▲ 0.50% · 4.625%
HK$23,600
+HK$1,354/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,492/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,288
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,913
−HK$633/mo
Today · 4.125%
HK$24,546
baseline
▲ 0.50% · 4.625%
HK$25,840
+HK$1,294/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,092/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,422
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,182
−HK$772/mo
Today · 4.125%
HK$25,954
baseline
▲ 0.50% · 4.625%
HK$27,533
+HK$1,579/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,908/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,170
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,898
−HK$739/mo
Today · 4.125%
HK$28,637
baseline
▲ 0.50% · 4.625%
HK$30,147
+HK$1,510/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,274/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,400
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,377
−HK$992/mo
Today · 4.125%
HK$33,369
baseline
▲ 0.50% · 4.625%
HK$35,400
+HK$2,031/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$66,738/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,932
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$951/mo
Today · 4.125%
HK$36,820
baseline
▲ 0.50% · 4.625%
HK$38,760
+HK$1,940/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$73,640/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,508 · Scale 2, in force from 26 Feb 2026)