LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,453
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$179,879
−HK$5,514/mo
Today · 4.125%
HK$185,393
baseline
▲ 0.50% · 4.625%
HK$196,673
+HK$11,280/mo
Deposit HK$38.25M · loan HK$38.25M · min. income ≈ HK$370,786/mo (50% DSR)
Upfront cash ≈ HK$41.50M (deposit + AVD stamp duty HK$3,251,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,077
−HK$10,486/mo
▼ 0.25% · 3.875%
HK$199,282
−HK$5,281/mo
Today · 4.125%
HK$204,563
baseline
▲ 0.50% · 4.625%
HK$215,345
+HK$10,782/mo
Deposit HK$38.25M · loan HK$38.25M · min. income ≈ HK$409,126/mo (50% DSR)
Upfront cash ≈ HK$41.50M (deposit + AVD stamp duty HK$3,251,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,344
−HK$13,127/mo
▼ 0.25% · 3.875%
HK$215,855
−HK$6,616/mo
Today · 4.125%
HK$222,471
baseline
▲ 0.50% · 4.625%
HK$236,008
+HK$13,537/mo
Deposit HK$30.60M · loan HK$45.90M · min. income ≈ HK$444,942/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$3,251,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,893
−HK$12,582/mo
▼ 0.25% · 3.875%
HK$239,139
−HK$6,336/mo
Today · 4.125%
HK$245,475
baseline
▲ 0.50% · 4.625%
HK$258,414
+HK$12,939/mo
Deposit HK$30.60M · loan HK$45.90M · min. income ≈ HK$490,950/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$3,251,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,234
−HK$15,316/mo
▼ 0.25% · 3.875%
HK$251,831
−HK$7,719/mo
Today · 4.125%
HK$259,550
baseline
▲ 0.50% · 4.625%
HK$275,343
+HK$15,793/mo
Deposit HK$22.95M · loan HK$53.55M · min. income ≈ HK$519,100/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$3,251,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,708
−HK$14,680/mo
▼ 0.25% · 3.875%
HK$278,995
−HK$7,393/mo
Today · 4.125%
HK$286,388
baseline
▲ 0.50% · 4.625%
HK$301,483
+HK$15,095/mo
Deposit HK$22.95M · loan HK$53.55M · min. income ≈ HK$572,776/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$3,251,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,015
−HK$19,692/mo
▼ 0.25% · 3.875%
HK$323,783
−HK$9,924/mo
Today · 4.125%
HK$333,707
baseline
▲ 0.50% · 4.625%
HK$354,012
+HK$20,305/mo
Deposit HK$7.65M · loan HK$68.86M · min. income ≈ HK$667,414/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,251,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,339
−HK$18,874/mo
▼ 0.25% · 3.875%
HK$358,708
−HK$9,505/mo
Today · 4.125%
HK$368,213
baseline
▲ 0.50% · 4.625%
HK$387,622
+HK$19,409/mo
Deposit HK$7.65M · loan HK$68.86M · min. income ≈ HK$736,426/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,251,500 · Scale 2, in force from 26 Feb 2026)