LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,457
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$179,884
−HK$5,513/mo
Today · 4.125%
HK$185,397
baseline
▲ 0.50% · 4.625%
HK$196,678
+HK$11,281/mo
Deposit HK$38.25M · loan HK$38.25M · min. income ≈ HK$370,794/mo (50% DSR)
Upfront cash ≈ HK$41.51M (deposit + AVD stamp duty HK$3,251,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,082
−HK$10,485/mo
▼ 0.25% · 3.875%
HK$199,287
−HK$5,280/mo
Today · 4.125%
HK$204,567
baseline
▲ 0.50% · 4.625%
HK$215,350
+HK$10,783/mo
Deposit HK$38.25M · loan HK$38.25M · min. income ≈ HK$409,134/mo (50% DSR)
Upfront cash ≈ HK$41.51M (deposit + AVD stamp duty HK$3,251,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,349
−HK$13,128/mo
▼ 0.25% · 3.875%
HK$215,861
−HK$6,616/mo
Today · 4.125%
HK$222,477
baseline
▲ 0.50% · 4.625%
HK$236,014
+HK$13,537/mo
Deposit HK$30.60M · loan HK$45.90M · min. income ≈ HK$444,954/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$3,251,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,898
−HK$12,583/mo
▼ 0.25% · 3.875%
HK$239,144
−HK$6,337/mo
Today · 4.125%
HK$245,481
baseline
▲ 0.50% · 4.625%
HK$258,421
+HK$12,940/mo
Deposit HK$30.60M · loan HK$45.90M · min. income ≈ HK$490,962/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$3,251,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,240
−HK$15,316/mo
▼ 0.25% · 3.875%
HK$251,837
−HK$7,719/mo
Today · 4.125%
HK$259,556
baseline
▲ 0.50% · 4.625%
HK$275,349
+HK$15,793/mo
Deposit HK$22.95M · loan HK$53.56M · min. income ≈ HK$519,112/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$3,251,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,715
−HK$14,679/mo
▼ 0.25% · 3.875%
HK$279,002
−HK$7,392/mo
Today · 4.125%
HK$286,394
baseline
▲ 0.50% · 4.625%
HK$301,491
+HK$15,097/mo
Deposit HK$22.95M · loan HK$53.56M · min. income ≈ HK$572,788/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$3,251,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,023
−HK$19,692/mo
▼ 0.25% · 3.875%
HK$323,791
−HK$9,924/mo
Today · 4.125%
HK$333,715
baseline
▲ 0.50% · 4.625%
HK$354,021
+HK$20,306/mo
Deposit HK$7.65M · loan HK$68.86M · min. income ≈ HK$667,430/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,251,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,347
−HK$18,874/mo
▼ 0.25% · 3.875%
HK$358,717
−HK$9,504/mo
Today · 4.125%
HK$368,221
baseline
▲ 0.50% · 4.625%
HK$387,631
+HK$19,410/mo
Deposit HK$7.65M · loan HK$68.86M · min. income ≈ HK$736,442/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,251,577 · Scale 2, in force from 26 Feb 2026)