LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,447
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,990
−HK$551/mo
Today · 4.125%
HK$18,541
baseline
▲ 0.50% · 4.625%
HK$19,669
+HK$1,128/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,082/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,410
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,930
−HK$528/mo
Today · 4.125%
HK$20,458
baseline
▲ 0.50% · 4.625%
HK$21,537
+HK$1,079/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,916/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,936
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,588
−HK$661/mo
Today · 4.125%
HK$22,249
baseline
▲ 0.50% · 4.625%
HK$23,603
+HK$1,354/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,498/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,292
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,916
−HK$634/mo
Today · 4.125%
HK$24,550
baseline
▲ 0.50% · 4.625%
HK$25,844
+HK$1,294/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,100/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,426
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,186
−HK$771/mo
Today · 4.125%
HK$25,957
baseline
▲ 0.50% · 4.625%
HK$27,537
+HK$1,580/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,914/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,173
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,902
−HK$740/mo
Today · 4.125%
HK$28,642
baseline
▲ 0.50% · 4.625%
HK$30,151
+HK$1,509/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,284/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,405
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,381
−HK$993/mo
Today · 4.125%
HK$33,374
baseline
▲ 0.50% · 4.625%
HK$35,405
+HK$2,031/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$66,748/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,937
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,874
−HK$951/mo
Today · 4.125%
HK$36,825
baseline
▲ 0.50% · 4.625%
HK$38,766
+HK$1,941/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$73,650/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,540 · Scale 2, in force from 26 Feb 2026)