LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,448
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,990
−HK$552/mo
Today · 4.125%
HK$18,542
baseline
▲ 0.50% · 4.625%
HK$19,670
+HK$1,128/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,084/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,410
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,931
−HK$528/mo
Today · 4.125%
HK$20,459
baseline
▲ 0.50% · 4.625%
HK$21,537
+HK$1,078/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,918/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,937
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,588
−HK$662/mo
Today · 4.125%
HK$22,250
baseline
▲ 0.50% · 4.625%
HK$23,604
+HK$1,354/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,500/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,292
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,917
−HK$634/mo
Today · 4.125%
HK$24,551
baseline
▲ 0.50% · 4.625%
HK$25,845
+HK$1,294/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,102/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,427
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,187
−HK$771/mo
Today · 4.125%
HK$25,958
baseline
▲ 0.50% · 4.625%
HK$27,538
+HK$1,580/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,916/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,174
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,903
−HK$740/mo
Today · 4.125%
HK$28,643
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,509/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,286/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,406
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,383
−HK$992/mo
Today · 4.125%
HK$33,375
baseline
▲ 0.50% · 4.625%
HK$35,406
+HK$2,031/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$66,750/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,876
−HK$950/mo
Today · 4.125%
HK$36,826
baseline
▲ 0.50% · 4.625%
HK$38,767
+HK$1,941/mo
Deposit HK$765K · loan HK$6.89M · min. income ≈ HK$73,652/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,549 · Scale 2, in force from 26 Feb 2026)