LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,488
−HK$10,942/mo
▼ 0.25% · 3.875%
HK$179,916
−HK$5,514/mo
Today · 4.125%
HK$185,430
baseline
▲ 0.50% · 4.625%
HK$196,713
+HK$11,283/mo
Deposit HK$38.26M · loan HK$38.26M · min. income ≈ HK$370,860/mo (50% DSR)
Upfront cash ≈ HK$41.51M (deposit + AVD stamp duty HK$3,252,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,117
−HK$10,487/mo
▼ 0.25% · 3.875%
HK$199,323
−HK$5,281/mo
Today · 4.125%
HK$204,604
baseline
▲ 0.50% · 4.625%
HK$215,389
+HK$10,785/mo
Deposit HK$38.26M · loan HK$38.26M · min. income ≈ HK$409,208/mo (50% DSR)
Upfront cash ≈ HK$41.51M (deposit + AVD stamp duty HK$3,252,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,386
−HK$13,130/mo
▼ 0.25% · 3.875%
HK$215,899
−HK$6,617/mo
Today · 4.125%
HK$222,516
baseline
▲ 0.50% · 4.625%
HK$236,056
+HK$13,540/mo
Deposit HK$30.61M · loan HK$45.91M · min. income ≈ HK$445,032/mo (50% DSR)
Upfront cash ≈ HK$33.86M (deposit + AVD stamp duty HK$3,252,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,940
−HK$12,585/mo
▼ 0.25% · 3.875%
HK$239,187
−HK$6,338/mo
Today · 4.125%
HK$245,525
baseline
▲ 0.50% · 4.625%
HK$258,467
+HK$12,942/mo
Deposit HK$30.61M · loan HK$45.91M · min. income ≈ HK$491,050/mo (50% DSR)
Upfront cash ≈ HK$33.86M (deposit + AVD stamp duty HK$3,252,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,284
−HK$15,319/mo
▼ 0.25% · 3.875%
HK$251,882
−HK$7,721/mo
Today · 4.125%
HK$259,603
baseline
▲ 0.50% · 4.625%
HK$275,399
+HK$15,796/mo
Deposit HK$22.96M · loan HK$53.56M · min. income ≈ HK$519,206/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$3,252,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,763
−HK$14,683/mo
▼ 0.25% · 3.875%
HK$279,052
−HK$7,394/mo
Today · 4.125%
HK$286,446
baseline
▲ 0.50% · 4.625%
HK$301,545
+HK$15,099/mo
Deposit HK$22.96M · loan HK$53.56M · min. income ≈ HK$572,892/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$3,252,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,079
−HK$19,696/mo
▼ 0.25% · 3.875%
HK$323,849
−HK$9,926/mo
Today · 4.125%
HK$333,775
baseline
▲ 0.50% · 4.625%
HK$354,084
+HK$20,309/mo
Deposit HK$7.65M · loan HK$68.87M · min. income ≈ HK$667,550/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,252,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,410
−HK$18,877/mo
▼ 0.25% · 3.875%
HK$358,781
−HK$9,506/mo
Today · 4.125%
HK$368,287
baseline
▲ 0.50% · 4.625%
HK$387,700
+HK$19,413/mo
Deposit HK$7.65M · loan HK$68.87M · min. income ≈ HK$736,574/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,252,160 · Scale 2, in force from 26 Feb 2026)