LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,513
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$179,941
−HK$5,516/mo
Today · 4.125%
HK$185,457
baseline
▲ 0.50% · 4.625%
HK$196,741
+HK$11,284/mo
Deposit HK$38.27M · loan HK$38.27M · min. income ≈ HK$370,914/mo (50% DSR)
Upfront cash ≈ HK$41.52M (deposit + AVD stamp duty HK$3,252,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,144
−HK$10,489/mo
▼ 0.25% · 3.875%
HK$199,351
−HK$5,282/mo
Today · 4.125%
HK$204,633
baseline
▲ 0.50% · 4.625%
HK$215,419
+HK$10,786/mo
Deposit HK$38.27M · loan HK$38.27M · min. income ≈ HK$409,266/mo (50% DSR)
Upfront cash ≈ HK$41.52M (deposit + AVD stamp duty HK$3,252,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,416
−HK$13,132/mo
▼ 0.25% · 3.875%
HK$215,930
−HK$6,618/mo
Today · 4.125%
HK$222,548
baseline
▲ 0.50% · 4.625%
HK$236,089
+HK$13,541/mo
Deposit HK$30.61M · loan HK$45.92M · min. income ≈ HK$445,096/mo (50% DSR)
Upfront cash ≈ HK$33.87M (deposit + AVD stamp duty HK$3,252,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,973
−HK$12,587/mo
▼ 0.25% · 3.875%
HK$239,221
−HK$6,339/mo
Today · 4.125%
HK$245,560
baseline
▲ 0.50% · 4.625%
HK$258,503
+HK$12,943/mo
Deposit HK$30.61M · loan HK$45.92M · min. income ≈ HK$491,120/mo (50% DSR)
Upfront cash ≈ HK$33.87M (deposit + AVD stamp duty HK$3,252,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,318
−HK$15,321/mo
▼ 0.25% · 3.875%
HK$251,918
−HK$7,721/mo
Today · 4.125%
HK$259,639
baseline
▲ 0.50% · 4.625%
HK$275,438
+HK$15,799/mo
Deposit HK$22.96M · loan HK$53.57M · min. income ≈ HK$519,278/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$3,252,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,802
−HK$14,684/mo
▼ 0.25% · 3.875%
HK$279,091
−HK$7,395/mo
Today · 4.125%
HK$286,486
baseline
▲ 0.50% · 4.625%
HK$301,587
+HK$15,101/mo
Deposit HK$22.96M · loan HK$53.57M · min. income ≈ HK$572,972/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$3,252,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,123
−HK$19,699/mo
▼ 0.25% · 3.875%
HK$323,894
−HK$9,928/mo
Today · 4.125%
HK$333,822
baseline
▲ 0.50% · 4.625%
HK$354,134
+HK$20,312/mo
Deposit HK$7.65M · loan HK$68.88M · min. income ≈ HK$667,644/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$3,252,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,459
−HK$18,880/mo
▼ 0.25% · 3.875%
HK$358,831
−HK$9,508/mo
Today · 4.125%
HK$368,339
baseline
▲ 0.50% · 4.625%
HK$387,755
+HK$19,416/mo
Deposit HK$7.65M · loan HK$68.88M · min. income ≈ HK$736,678/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$3,252,618 · Scale 2, in force from 26 Feb 2026)