LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,525
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$179,954
−HK$5,516/mo
Today · 4.125%
HK$185,470
baseline
▲ 0.50% · 4.625%
HK$196,755
+HK$11,285/mo
Deposit HK$38.27M · loan HK$38.27M · min. income ≈ HK$370,940/mo (50% DSR)
Upfront cash ≈ HK$41.52M (deposit + AVD stamp duty HK$3,252,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,158
−HK$10,489/mo
▼ 0.25% · 3.875%
HK$199,365
−HK$5,282/mo
Today · 4.125%
HK$204,647
baseline
▲ 0.50% · 4.625%
HK$215,435
+HK$10,788/mo
Deposit HK$38.27M · loan HK$38.27M · min. income ≈ HK$409,294/mo (50% DSR)
Upfront cash ≈ HK$41.52M (deposit + AVD stamp duty HK$3,252,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,430
−HK$13,133/mo
▼ 0.25% · 3.875%
HK$215,945
−HK$6,618/mo
Today · 4.125%
HK$222,563
baseline
▲ 0.50% · 4.625%
HK$236,106
+HK$13,543/mo
Deposit HK$30.62M · loan HK$45.92M · min. income ≈ HK$445,126/mo (50% DSR)
Upfront cash ≈ HK$33.87M (deposit + AVD stamp duty HK$3,252,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,989
−HK$12,588/mo
▼ 0.25% · 3.875%
HK$239,238
−HK$6,339/mo
Today · 4.125%
HK$245,577
baseline
▲ 0.50% · 4.625%
HK$258,522
+HK$12,945/mo
Deposit HK$30.62M · loan HK$45.92M · min. income ≈ HK$491,154/mo (50% DSR)
Upfront cash ≈ HK$33.87M (deposit + AVD stamp duty HK$3,252,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,335
−HK$15,322/mo
▼ 0.25% · 3.875%
HK$251,936
−HK$7,721/mo
Today · 4.125%
HK$259,657
baseline
▲ 0.50% · 4.625%
HK$275,457
+HK$15,800/mo
Deposit HK$22.96M · loan HK$53.58M · min. income ≈ HK$519,314/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$3,252,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,821
−HK$14,685/mo
▼ 0.25% · 3.875%
HK$279,111
−HK$7,395/mo
Today · 4.125%
HK$286,506
baseline
▲ 0.50% · 4.625%
HK$301,608
+HK$15,102/mo
Deposit HK$22.96M · loan HK$53.58M · min. income ≈ HK$573,012/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$3,252,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,145
−HK$19,700/mo
▼ 0.25% · 3.875%
HK$323,917
−HK$9,928/mo
Today · 4.125%
HK$333,845
baseline
▲ 0.50% · 4.625%
HK$354,159
+HK$20,314/mo
Deposit HK$7.65M · loan HK$68.88M · min. income ≈ HK$667,690/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$3,252,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,484
−HK$18,881/mo
▼ 0.25% · 3.875%
HK$358,857
−HK$9,508/mo
Today · 4.125%
HK$368,365
baseline
▲ 0.50% · 4.625%
HK$387,782
+HK$19,417/mo
Deposit HK$7.65M · loan HK$68.88M · min. income ≈ HK$736,730/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$3,252,847 · Scale 2, in force from 26 Feb 2026)