LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,585
−HK$10,948/mo
▼ 0.25% · 3.875%
HK$180,016
−HK$5,517/mo
Today · 4.125%
HK$185,533
baseline
▲ 0.50% · 4.625%
HK$196,822
+HK$11,289/mo
Deposit HK$38.28M · loan HK$38.28M · min. income ≈ HK$371,066/mo (50% DSR)
Upfront cash ≈ HK$41.54M (deposit + AVD stamp duty HK$3,253,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,224
−HK$10,493/mo
▼ 0.25% · 3.875%
HK$199,433
−HK$5,284/mo
Today · 4.125%
HK$204,717
baseline
▲ 0.50% · 4.625%
HK$215,508
+HK$10,791/mo
Deposit HK$38.28M · loan HK$38.28M · min. income ≈ HK$409,434/mo (50% DSR)
Upfront cash ≈ HK$41.54M (deposit + AVD stamp duty HK$3,253,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,502
−HK$13,138/mo
▼ 0.25% · 3.875%
HK$216,019
−HK$6,621/mo
Today · 4.125%
HK$222,640
baseline
▲ 0.50% · 4.625%
HK$236,187
+HK$13,547/mo
Deposit HK$30.63M · loan HK$45.94M · min. income ≈ HK$445,280/mo (50% DSR)
Upfront cash ≈ HK$33.88M (deposit + AVD stamp duty HK$3,253,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,069
−HK$12,592/mo
▼ 0.25% · 3.875%
HK$239,320
−HK$6,341/mo
Today · 4.125%
HK$245,661
baseline
▲ 0.50% · 4.625%
HK$258,610
+HK$12,949/mo
Deposit HK$30.63M · loan HK$45.94M · min. income ≈ HK$491,322/mo (50% DSR)
Upfront cash ≈ HK$33.88M (deposit + AVD stamp duty HK$3,253,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,419
−HK$15,327/mo
▼ 0.25% · 3.875%
HK$252,022
−HK$7,724/mo
Today · 4.125%
HK$259,746
baseline
▲ 0.50% · 4.625%
HK$275,551
+HK$15,805/mo
Deposit HK$22.97M · loan HK$53.59M · min. income ≈ HK$519,492/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$3,253,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,914
−HK$14,690/mo
▼ 0.25% · 3.875%
HK$279,206
−HK$7,398/mo
Today · 4.125%
HK$286,604
baseline
▲ 0.50% · 4.625%
HK$301,712
+HK$15,108/mo
Deposit HK$22.97M · loan HK$53.59M · min. income ≈ HK$573,208/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$3,253,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,253
−HK$19,706/mo
▼ 0.25% · 3.875%
HK$324,028
−HK$9,931/mo
Today · 4.125%
HK$333,959
baseline
▲ 0.50% · 4.625%
HK$354,280
+HK$20,321/mo
Deposit HK$7.66M · loan HK$68.91M · min. income ≈ HK$667,918/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$3,253,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,603
−HK$18,888/mo
▼ 0.25% · 3.875%
HK$358,979
−HK$9,512/mo
Today · 4.125%
HK$368,491
baseline
▲ 0.50% · 4.625%
HK$387,915
+HK$19,424/mo
Deposit HK$7.66M · loan HK$68.91M · min. income ≈ HK$736,982/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$3,253,960 · Scale 2, in force from 26 Feb 2026)