LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,463
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,006
−HK$552/mo
Today · 4.125%
HK$18,558
baseline
▲ 0.50% · 4.625%
HK$19,687
+HK$1,129/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,116/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,427
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,948
−HK$529/mo
Today · 4.125%
HK$20,477
baseline
▲ 0.50% · 4.625%
HK$21,556
+HK$1,079/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,954/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,956
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,607
−HK$663/mo
Today · 4.125%
HK$22,270
baseline
▲ 0.50% · 4.625%
HK$23,625
+HK$1,355/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$44,540/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,313
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,938
−HK$634/mo
Today · 4.125%
HK$24,572
baseline
▲ 0.50% · 4.625%
HK$25,868
+HK$1,296/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$49,144/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,448
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,209
−HK$772/mo
Today · 4.125%
HK$25,981
baseline
▲ 0.50% · 4.625%
HK$27,562
+HK$1,581/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,962/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,198
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,928
−HK$740/mo
Today · 4.125%
HK$28,668
baseline
▲ 0.50% · 4.625%
HK$30,179
+HK$1,511/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,336/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,433
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,411
−HK$994/mo
Today · 4.125%
HK$33,405
baseline
▲ 0.50% · 4.625%
HK$35,437
+HK$2,032/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$66,810/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,969
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,907
−HK$952/mo
Today · 4.125%
HK$36,859
baseline
▲ 0.50% · 4.625%
HK$38,802
+HK$1,943/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$73,718/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,751 · Scale 2, in force from 26 Feb 2026)