LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,647
−HK$10,952/mo
▼ 0.25% · 3.875%
HK$180,079
−HK$5,520/mo
Today · 4.125%
HK$185,599
baseline
▲ 0.50% · 4.625%
HK$196,892
+HK$11,293/mo
Deposit HK$38.30M · loan HK$38.30M · min. income ≈ HK$371,198/mo (50% DSR)
Upfront cash ≈ HK$41.55M (deposit + AVD stamp duty HK$3,255,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,293
−HK$10,497/mo
▼ 0.25% · 3.875%
HK$199,504
−HK$5,286/mo
Today · 4.125%
HK$204,790
baseline
▲ 0.50% · 4.625%
HK$215,585
+HK$10,795/mo
Deposit HK$38.30M · loan HK$38.30M · min. income ≈ HK$409,580/mo (50% DSR)
Upfront cash ≈ HK$41.55M (deposit + AVD stamp duty HK$3,255,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,576
−HK$13,143/mo
▼ 0.25% · 3.875%
HK$216,095
−HK$6,624/mo
Today · 4.125%
HK$222,719
baseline
▲ 0.50% · 4.625%
HK$236,271
+HK$13,552/mo
Deposit HK$30.64M · loan HK$45.95M · min. income ≈ HK$445,438/mo (50% DSR)
Upfront cash ≈ HK$33.89M (deposit + AVD stamp duty HK$3,255,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,152
−HK$12,596/mo
▼ 0.25% · 3.875%
HK$239,405
−HK$6,343/mo
Today · 4.125%
HK$245,748
baseline
▲ 0.50% · 4.625%
HK$258,702
+HK$12,954/mo
Deposit HK$30.64M · loan HK$45.95M · min. income ≈ HK$491,496/mo (50% DSR)
Upfront cash ≈ HK$33.89M (deposit + AVD stamp duty HK$3,255,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,506
−HK$15,332/mo
▼ 0.25% · 3.875%
HK$252,111
−HK$7,727/mo
Today · 4.125%
HK$259,838
baseline
▲ 0.50% · 4.625%
HK$275,649
+HK$15,811/mo
Deposit HK$22.98M · loan HK$53.61M · min. income ≈ HK$519,676/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$3,255,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,010
−HK$14,696/mo
▼ 0.25% · 3.875%
HK$279,305
−HK$7,401/mo
Today · 4.125%
HK$286,706
baseline
▲ 0.50% · 4.625%
HK$301,819
+HK$15,113/mo
Deposit HK$22.98M · loan HK$53.61M · min. income ≈ HK$573,412/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$3,255,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,365
−HK$19,713/mo
▼ 0.25% · 3.875%
HK$324,143
−HK$9,935/mo
Today · 4.125%
HK$334,078
baseline
▲ 0.50% · 4.625%
HK$354,406
+HK$20,328/mo
Deposit HK$7.66M · loan HK$68.93M · min. income ≈ HK$668,156/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$3,255,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,727
−HK$18,895/mo
▼ 0.25% · 3.875%
HK$359,107
−HK$9,515/mo
Today · 4.125%
HK$368,622
baseline
▲ 0.50% · 4.625%
HK$388,053
+HK$19,431/mo
Deposit HK$7.66M · loan HK$68.93M · min. income ≈ HK$737,244/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$3,255,115 · Scale 2, in force from 26 Feb 2026)