LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,466
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,009
−HK$552/mo
Today · 4.125%
HK$18,561
baseline
▲ 0.50% · 4.625%
HK$19,690
+HK$1,129/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,122/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,431
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,952
−HK$528/mo
Today · 4.125%
HK$20,480
baseline
▲ 0.50% · 4.625%
HK$21,560
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,960/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,959
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,611
−HK$662/mo
Today · 4.125%
HK$22,273
baseline
▲ 0.50% · 4.625%
HK$23,629
+HK$1,356/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$44,546/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,317
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,942
−HK$634/mo
Today · 4.125%
HK$24,576
baseline
▲ 0.50% · 4.625%
HK$25,872
+HK$1,296/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$49,152/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,452
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,213
−HK$773/mo
Today · 4.125%
HK$25,986
baseline
▲ 0.50% · 4.625%
HK$27,567
+HK$1,581/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,972/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,203
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,932
−HK$740/mo
Today · 4.125%
HK$28,672
baseline
▲ 0.50% · 4.625%
HK$30,184
+HK$1,512/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,344/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,438
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,416
−HK$994/mo
Today · 4.125%
HK$33,410
baseline
▲ 0.50% · 4.625%
HK$35,443
+HK$2,033/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$66,820/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,975
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,913
−HK$952/mo
Today · 4.125%
HK$36,865
baseline
▲ 0.50% · 4.625%
HK$38,808
+HK$1,943/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$73,730/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,788 · Scale 2, in force from 26 Feb 2026)