LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,470
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,013
−HK$552/mo
Today · 4.125%
HK$18,565
baseline
▲ 0.50% · 4.625%
HK$19,695
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,130/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,435
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,956
−HK$529/mo
Today · 4.125%
HK$20,485
baseline
▲ 0.50% · 4.625%
HK$21,565
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,970/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,964
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,616
−HK$662/mo
Today · 4.125%
HK$22,278
baseline
▲ 0.50% · 4.625%
HK$23,634
+HK$1,356/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$44,556/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,322
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,947
−HK$635/mo
Today · 4.125%
HK$24,582
baseline
▲ 0.50% · 4.625%
HK$25,878
+HK$1,296/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$49,164/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,458
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,218
−HK$773/mo
Today · 4.125%
HK$25,991
baseline
▲ 0.50% · 4.625%
HK$27,573
+HK$1,582/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,982/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,209
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,938
−HK$741/mo
Today · 4.125%
HK$28,679
baseline
▲ 0.50% · 4.625%
HK$30,190
+HK$1,511/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,358/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,445
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,424
−HK$993/mo
Today · 4.125%
HK$33,417
baseline
▲ 0.50% · 4.625%
HK$35,451
+HK$2,034/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$66,834/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,983
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,921
−HK$952/mo
Today · 4.125%
HK$36,873
baseline
▲ 0.50% · 4.625%
HK$38,816
+HK$1,943/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$73,746/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,839 · Scale 2, in force from 26 Feb 2026)