LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,472
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,015
−HK$552/mo
Today · 4.125%
HK$18,567
baseline
▲ 0.50% · 4.625%
HK$19,697
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,134/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,437
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,959
−HK$528/mo
Today · 4.125%
HK$20,487
baseline
▲ 0.50% · 4.625%
HK$21,567
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,974/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,966
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,618
−HK$663/mo
Today · 4.125%
HK$22,281
baseline
▲ 0.50% · 4.625%
HK$23,637
+HK$1,356/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$44,562/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,325
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,950
−HK$635/mo
Today · 4.125%
HK$24,585
baseline
▲ 0.50% · 4.625%
HK$25,881
+HK$1,296/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$49,170/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,461
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,221
−HK$773/mo
Today · 4.125%
HK$25,994
baseline
▲ 0.50% · 4.625%
HK$27,576
+HK$1,582/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,988/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,212
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,942
−HK$740/mo
Today · 4.125%
HK$28,682
baseline
▲ 0.50% · 4.625%
HK$30,194
+HK$1,512/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,364/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,449
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,428
−HK$993/mo
Today · 4.125%
HK$33,421
baseline
▲ 0.50% · 4.625%
HK$35,455
+HK$2,034/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$66,842/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,987
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,925
−HK$952/mo
Today · 4.125%
HK$36,877
baseline
▲ 0.50% · 4.625%
HK$38,821
+HK$1,944/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$73,754/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,867 · Scale 2, in force from 26 Feb 2026)