LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,477
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,020
−HK$553/mo
Today · 4.125%
HK$18,573
baseline
▲ 0.50% · 4.625%
HK$19,703
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,146/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,443
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,964
−HK$529/mo
Today · 4.125%
HK$20,493
baseline
▲ 0.50% · 4.625%
HK$21,573
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,986/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,972
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,624
−HK$663/mo
Today · 4.125%
HK$22,287
baseline
▲ 0.50% · 4.625%
HK$23,643
+HK$1,356/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,574/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,331
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,957
−HK$635/mo
Today · 4.125%
HK$24,592
baseline
▲ 0.50% · 4.625%
HK$25,888
+HK$1,296/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,184/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,467
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,229
−HK$773/mo
Today · 4.125%
HK$26,002
baseline
▲ 0.50% · 4.625%
HK$27,584
+HK$1,582/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,004/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,220
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$740/mo
Today · 4.125%
HK$28,690
baseline
▲ 0.50% · 4.625%
HK$30,203
+HK$1,513/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,380/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,458
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,437
−HK$994/mo
Today · 4.125%
HK$33,431
baseline
▲ 0.50% · 4.625%
HK$35,465
+HK$2,034/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$66,862/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,997
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,935
−HK$953/mo
Today · 4.125%
HK$36,888
baseline
▲ 0.50% · 4.625%
HK$38,832
+HK$1,944/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$73,776/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,932 · Scale 2, in force from 26 Feb 2026)