LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,478
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,022
−HK$552/mo
Today · 4.125%
HK$18,574
baseline
▲ 0.50% · 4.625%
HK$19,705
+HK$1,131/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,148/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,445
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,966
−HK$529/mo
Today · 4.125%
HK$20,495
baseline
▲ 0.50% · 4.625%
HK$21,575
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,990/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,974
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,627
−HK$662/mo
Today · 4.125%
HK$22,289
baseline
▲ 0.50% · 4.625%
HK$23,646
+HK$1,357/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,578/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,333
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,959
−HK$635/mo
Today · 4.125%
HK$24,594
baseline
▲ 0.50% · 4.625%
HK$25,890
+HK$1,296/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,188/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,470
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,231
−HK$773/mo
Today · 4.125%
HK$26,004
baseline
▲ 0.50% · 4.625%
HK$27,587
+HK$1,583/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,008/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,222
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,952
−HK$741/mo
Today · 4.125%
HK$28,693
baseline
▲ 0.50% · 4.625%
HK$30,206
+HK$1,513/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,386/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,461
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,440
−HK$994/mo
Today · 4.125%
HK$33,434
baseline
▲ 0.50% · 4.625%
HK$35,468
+HK$2,034/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$66,868/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,000
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,939
−HK$952/mo
Today · 4.125%
HK$36,891
baseline
▲ 0.50% · 4.625%
HK$38,836
+HK$1,945/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$73,782/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,954 · Scale 2, in force from 26 Feb 2026)