LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,493
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,037
−HK$553/mo
Today · 4.125%
HK$18,590
baseline
▲ 0.50% · 4.625%
HK$19,721
+HK$1,131/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,180/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,461
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,982
−HK$530/mo
Today · 4.125%
HK$20,512
baseline
▲ 0.50% · 4.625%
HK$21,593
+HK$1,081/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,024/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,991
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,644
−HK$664/mo
Today · 4.125%
HK$22,308
baseline
▲ 0.50% · 4.625%
HK$23,665
+HK$1,357/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,616/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,353
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,979
−HK$635/mo
Today · 4.125%
HK$24,614
baseline
▲ 0.50% · 4.625%
HK$25,912
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,228/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,252
−HK$774/mo
Today · 4.125%
HK$26,026
baseline
▲ 0.50% · 4.625%
HK$27,609
+HK$1,583/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,052/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,975
−HK$742/mo
Today · 4.125%
HK$28,717
baseline
▲ 0.50% · 4.625%
HK$30,230
+HK$1,513/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,434/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,487
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$995/mo
Today · 4.125%
HK$33,461
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$2,037/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$66,922/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,029
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,968
−HK$953/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$1,947/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,142 · Scale 2, in force from 26 Feb 2026)