LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,934
−HK$10,970/mo
▼ 0.25% · 3.875%
HK$180,375
−HK$5,529/mo
Today · 4.125%
HK$185,904
baseline
▲ 0.50% · 4.625%
HK$197,216
+HK$11,312/mo
Deposit HK$38.36M · loan HK$38.36M · min. income ≈ HK$371,808/mo (50% DSR)
Upfront cash ≈ HK$41.62M (deposit + AVD stamp duty HK$3,260,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,612
−HK$10,514/mo
▼ 0.25% · 3.875%
HK$199,832
−HK$5,294/mo
Today · 4.125%
HK$205,126
baseline
▲ 0.50% · 4.625%
HK$215,939
+HK$10,813/mo
Deposit HK$38.36M · loan HK$38.36M · min. income ≈ HK$410,252/mo (50% DSR)
Upfront cash ≈ HK$41.62M (deposit + AVD stamp duty HK$3,260,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,921
−HK$13,163/mo
▼ 0.25% · 3.875%
HK$216,450
−HK$6,634/mo
Today · 4.125%
HK$223,084
baseline
▲ 0.50% · 4.625%
HK$236,659
+HK$13,575/mo
Deposit HK$30.69M · loan HK$46.03M · min. income ≈ HK$446,168/mo (50% DSR)
Upfront cash ≈ HK$33.95M (deposit + AVD stamp duty HK$3,260,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,535
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$239,798
−HK$6,354/mo
Today · 4.125%
HK$246,152
baseline
▲ 0.50% · 4.625%
HK$259,127
+HK$12,975/mo
Deposit HK$30.69M · loan HK$46.03M · min. income ≈ HK$492,304/mo (50% DSR)
Upfront cash ≈ HK$33.95M (deposit + AVD stamp duty HK$3,260,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,907
−HK$15,358/mo
▼ 0.25% · 3.875%
HK$252,525
−HK$7,740/mo
Today · 4.125%
HK$260,265
baseline
▲ 0.50% · 4.625%
HK$276,102
+HK$15,837/mo
Deposit HK$23.02M · loan HK$53.70M · min. income ≈ HK$520,530/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$3,260,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,457
−HK$14,720/mo
▼ 0.25% · 3.875%
HK$279,764
−HK$7,413/mo
Today · 4.125%
HK$287,177
baseline
▲ 0.50% · 4.625%
HK$302,315
+HK$15,138/mo
Deposit HK$23.02M · loan HK$53.70M · min. income ≈ HK$574,354/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$3,260,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,881
−HK$19,746/mo
▼ 0.25% · 3.875%
HK$324,676
−HK$9,951/mo
Today · 4.125%
HK$334,627
baseline
▲ 0.50% · 4.625%
HK$354,988
+HK$20,361/mo
Deposit HK$7.67M · loan HK$69.05M · min. income ≈ HK$669,254/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$3,260,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,302
−HK$18,926/mo
▼ 0.25% · 3.875%
HK$359,697
−HK$9,531/mo
Today · 4.125%
HK$369,228
baseline
▲ 0.50% · 4.625%
HK$388,690
+HK$19,462/mo
Deposit HK$7.67M · loan HK$69.05M · min. income ≈ HK$738,456/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$3,260,462 · Scale 2, in force from 26 Feb 2026)