LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,494
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,038
−HK$553/mo
Today · 4.125%
HK$18,591
baseline
▲ 0.50% · 4.625%
HK$19,723
+HK$1,132/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,182/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,462
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,984
−HK$530/mo
Today · 4.125%
HK$20,514
baseline
▲ 0.50% · 4.625%
HK$21,595
+HK$1,081/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,028/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,993
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,646
−HK$664/mo
Today · 4.125%
HK$22,310
baseline
▲ 0.50% · 4.625%
HK$23,667
+HK$1,357/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,620/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,355
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,981
−HK$635/mo
Today · 4.125%
HK$24,616
baseline
▲ 0.50% · 4.625%
HK$25,914
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,232/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,492
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,254
−HK$774/mo
Today · 4.125%
HK$26,028
baseline
▲ 0.50% · 4.625%
HK$27,612
+HK$1,584/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,056/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,247
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,978
−HK$741/mo
Today · 4.125%
HK$28,719
baseline
▲ 0.50% · 4.625%
HK$30,233
+HK$1,514/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,438/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,469
−HK$995/mo
Today · 4.125%
HK$33,464
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$2,037/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$66,928/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,032
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,971
−HK$954/mo
Today · 4.125%
HK$36,925
baseline
▲ 0.50% · 4.625%
HK$38,871
+HK$1,946/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$73,850/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,162 · Scale 2, in force from 26 Feb 2026)