LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,495
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,039
−HK$553/mo
Today · 4.125%
HK$18,592
baseline
▲ 0.50% · 4.625%
HK$19,723
+HK$1,131/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,184/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,463
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,985
−HK$529/mo
Today · 4.125%
HK$20,514
baseline
▲ 0.50% · 4.625%
HK$21,595
+HK$1,081/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,028/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,994
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,647
−HK$663/mo
Today · 4.125%
HK$22,310
baseline
▲ 0.50% · 4.625%
HK$23,668
+HK$1,358/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,620/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,355
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,982
−HK$635/mo
Today · 4.125%
HK$24,617
baseline
▲ 0.50% · 4.625%
HK$25,915
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,234/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,493
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,254
−HK$774/mo
Today · 4.125%
HK$26,028
baseline
▲ 0.50% · 4.625%
HK$27,612
+HK$1,584/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,056/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,248
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,978
−HK$742/mo
Today · 4.125%
HK$28,720
baseline
▲ 0.50% · 4.625%
HK$30,234
+HK$1,514/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,440/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,470
−HK$995/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$2,036/mo
Deposit HK$767K · loan HK$6.91M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,033
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,972
−HK$953/mo
Today · 4.125%
HK$36,925
baseline
▲ 0.50% · 4.625%
HK$38,872
+HK$1,947/mo
Deposit HK$767K · loan HK$6.91M · min. income ≈ HK$73,850/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,168 · Scale 2, in force from 26 Feb 2026)