LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,497
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,042
−HK$553/mo
Today · 4.125%
HK$18,595
baseline
▲ 0.50% · 4.625%
HK$19,726
+HK$1,131/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,190/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,466
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,988
−HK$529/mo
Today · 4.125%
HK$20,517
baseline
▲ 0.50% · 4.625%
HK$21,599
+HK$1,082/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,034/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,997
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,650
−HK$664/mo
Today · 4.125%
HK$22,314
baseline
▲ 0.50% · 4.625%
HK$23,671
+HK$1,357/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,628/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,359
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,985
−HK$636/mo
Today · 4.125%
HK$24,621
baseline
▲ 0.50% · 4.625%
HK$25,919
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,242/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,496
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,258
−HK$775/mo
Today · 4.125%
HK$26,033
baseline
▲ 0.50% · 4.625%
HK$27,617
+HK$1,584/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,066/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,252
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,983
−HK$741/mo
Today · 4.125%
HK$28,724
baseline
▲ 0.50% · 4.625%
HK$30,239
+HK$1,515/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,448/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,495
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,475
−HK$996/mo
Today · 4.125%
HK$33,471
baseline
▲ 0.50% · 4.625%
HK$35,507
+HK$2,036/mo
Deposit HK$767K · loan HK$6.91M · min. income ≈ HK$66,942/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,038
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,978
−HK$953/mo
Today · 4.125%
HK$36,931
baseline
▲ 0.50% · 4.625%
HK$38,878
+HK$1,947/mo
Deposit HK$767K · loan HK$6.91M · min. income ≈ HK$73,862/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,205 · Scale 2, in force from 26 Feb 2026)