LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,499
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,044
−HK$553/mo
Today · 4.125%
HK$18,597
baseline
▲ 0.50% · 4.625%
HK$19,728
+HK$1,131/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,194/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,468
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,990
−HK$530/mo
Today · 4.125%
HK$20,520
baseline
▲ 0.50% · 4.625%
HK$21,601
+HK$1,081/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,040/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,999
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,652
−HK$664/mo
Today · 4.125%
HK$22,316
baseline
▲ 0.50% · 4.625%
HK$23,674
+HK$1,358/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,632/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,361
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,988
−HK$635/mo
Today · 4.125%
HK$24,623
baseline
▲ 0.50% · 4.625%
HK$25,921
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,246/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,499
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,261
−HK$774/mo
Today · 4.125%
HK$26,035
baseline
▲ 0.50% · 4.625%
HK$27,619
+HK$1,584/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,070/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,255
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,986
−HK$741/mo
Today · 4.125%
HK$28,727
baseline
▲ 0.50% · 4.625%
HK$30,242
+HK$1,515/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,454/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,499
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,478
−HK$996/mo
Today · 4.125%
HK$33,474
baseline
▲ 0.50% · 4.625%
HK$35,511
+HK$2,037/mo
Deposit HK$767K · loan HK$6.91M · min. income ≈ HK$66,948/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,042
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,982
−HK$953/mo
Today · 4.125%
HK$36,935
baseline
▲ 0.50% · 4.625%
HK$38,882
+HK$1,947/mo
Deposit HK$767K · loan HK$6.91M · min. income ≈ HK$73,870/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,228 · Scale 2, in force from 26 Feb 2026)