LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,996
−HK$10,974/mo
▼ 0.25% · 3.875%
HK$180,440
−HK$5,530/mo
Today · 4.125%
HK$185,970
baseline
▲ 0.50% · 4.625%
HK$197,286
+HK$11,316/mo
Deposit HK$38.37M · loan HK$38.37M · min. income ≈ HK$371,940/mo (50% DSR)
Upfront cash ≈ HK$41.63M (deposit + AVD stamp duty HK$3,261,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,682
−HK$10,518/mo
▼ 0.25% · 3.875%
HK$199,903
−HK$5,297/mo
Today · 4.125%
HK$205,200
baseline
▲ 0.50% · 4.625%
HK$216,016
+HK$10,816/mo
Deposit HK$38.37M · loan HK$38.37M · min. income ≈ HK$410,400/mo (50% DSR)
Upfront cash ≈ HK$41.63M (deposit + AVD stamp duty HK$3,261,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,996
−HK$13,168/mo
▼ 0.25% · 3.875%
HK$216,528
−HK$6,636/mo
Today · 4.125%
HK$223,164
baseline
▲ 0.50% · 4.625%
HK$236,743
+HK$13,579/mo
Deposit HK$30.70M · loan HK$46.05M · min. income ≈ HK$446,328/mo (50% DSR)
Upfront cash ≈ HK$33.96M (deposit + AVD stamp duty HK$3,261,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,618
−HK$12,622/mo
▼ 0.25% · 3.875%
HK$239,884
−HK$6,356/mo
Today · 4.125%
HK$246,240
baseline
▲ 0.50% · 4.625%
HK$259,220
+HK$12,980/mo
Deposit HK$30.70M · loan HK$46.05M · min. income ≈ HK$492,480/mo (50% DSR)
Upfront cash ≈ HK$33.96M (deposit + AVD stamp duty HK$3,261,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,995
−HK$15,363/mo
▼ 0.25% · 3.875%
HK$252,616
−HK$7,742/mo
Today · 4.125%
HK$260,358
baseline
▲ 0.50% · 4.625%
HK$276,201
+HK$15,843/mo
Deposit HK$23.02M · loan HK$53.72M · min. income ≈ HK$520,716/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$3,261,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,555
−HK$14,725/mo
▼ 0.25% · 3.875%
HK$279,864
−HK$7,416/mo
Today · 4.125%
HK$287,280
baseline
▲ 0.50% · 4.625%
HK$302,423
+HK$15,143/mo
Deposit HK$23.02M · loan HK$53.72M · min. income ≈ HK$574,560/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$3,261,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,994
−HK$19,753/mo
▼ 0.25% · 3.875%
HK$324,792
−HK$9,955/mo
Today · 4.125%
HK$334,747
baseline
▲ 0.50% · 4.625%
HK$355,115
+HK$20,368/mo
Deposit HK$7.67M · loan HK$69.07M · min. income ≈ HK$669,494/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,261,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,427
−HK$18,933/mo
▼ 0.25% · 3.875%
HK$359,826
−HK$9,534/mo
Today · 4.125%
HK$369,360
baseline
▲ 0.50% · 4.625%
HK$388,829
+HK$19,469/mo
Deposit HK$7.67M · loan HK$69.07M · min. income ≈ HK$738,720/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,261,630 · Scale 2, in force from 26 Feb 2026)