LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,998
−HK$10,974/mo
▼ 0.25% · 3.875%
HK$180,441
−HK$5,531/mo
Today · 4.125%
HK$185,972
baseline
▲ 0.50% · 4.625%
HK$197,288
+HK$11,316/mo
Deposit HK$38.37M · loan HK$38.37M · min. income ≈ HK$371,944/mo (50% DSR)
Upfront cash ≈ HK$41.63M (deposit + AVD stamp duty HK$3,261,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,683
−HK$10,519/mo
▼ 0.25% · 3.875%
HK$199,905
−HK$5,297/mo
Today · 4.125%
HK$205,202
baseline
▲ 0.50% · 4.625%
HK$216,018
+HK$10,816/mo
Deposit HK$38.37M · loan HK$38.37M · min. income ≈ HK$410,404/mo (50% DSR)
Upfront cash ≈ HK$41.63M (deposit + AVD stamp duty HK$3,261,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,998
−HK$13,168/mo
▼ 0.25% · 3.875%
HK$216,530
−HK$6,636/mo
Today · 4.125%
HK$223,166
baseline
▲ 0.50% · 4.625%
HK$236,745
+HK$13,579/mo
Deposit HK$30.70M · loan HK$46.05M · min. income ≈ HK$446,332/mo (50% DSR)
Upfront cash ≈ HK$33.96M (deposit + AVD stamp duty HK$3,261,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,620
−HK$12,622/mo
▼ 0.25% · 3.875%
HK$239,886
−HK$6,356/mo
Today · 4.125%
HK$246,242
baseline
▲ 0.50% · 4.625%
HK$259,222
+HK$12,980/mo
Deposit HK$30.70M · loan HK$46.05M · min. income ≈ HK$492,484/mo (50% DSR)
Upfront cash ≈ HK$33.96M (deposit + AVD stamp duty HK$3,261,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,997
−HK$15,364/mo
▼ 0.25% · 3.875%
HK$252,618
−HK$7,743/mo
Today · 4.125%
HK$260,361
baseline
▲ 0.50% · 4.625%
HK$276,203
+HK$15,842/mo
Deposit HK$23.02M · loan HK$53.72M · min. income ≈ HK$520,722/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$3,261,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,557
−HK$14,725/mo
▼ 0.25% · 3.875%
HK$279,867
−HK$7,415/mo
Today · 4.125%
HK$287,282
baseline
▲ 0.50% · 4.625%
HK$302,425
+HK$15,143/mo
Deposit HK$23.02M · loan HK$53.72M · min. income ≈ HK$574,564/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$3,261,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,996
−HK$19,753/mo
▼ 0.25% · 3.875%
HK$324,794
−HK$9,955/mo
Today · 4.125%
HK$334,749
baseline
▲ 0.50% · 4.625%
HK$355,118
+HK$20,369/mo
Deposit HK$7.67M · loan HK$69.07M · min. income ≈ HK$669,498/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,261,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,430
−HK$18,933/mo
▼ 0.25% · 3.875%
HK$359,829
−HK$9,534/mo
Today · 4.125%
HK$369,363
baseline
▲ 0.50% · 4.625%
HK$388,832
+HK$19,469/mo
Deposit HK$7.67M · loan HK$69.07M · min. income ≈ HK$738,726/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,261,656 · Scale 2, in force from 26 Feb 2026)