LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,501
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,046
−HK$553/mo
Today · 4.125%
HK$18,599
baseline
▲ 0.50% · 4.625%
HK$19,730
+HK$1,131/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,198/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,470
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,992
−HK$530/mo
Today · 4.125%
HK$20,522
baseline
▲ 0.50% · 4.625%
HK$21,604
+HK$1,082/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,044/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,002
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,655
−HK$664/mo
Today · 4.125%
HK$22,319
baseline
▲ 0.50% · 4.625%
HK$23,677
+HK$1,358/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,638/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,364
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,991
−HK$635/mo
Today · 4.125%
HK$24,626
baseline
▲ 0.50% · 4.625%
HK$25,924
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,252/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,502
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,264
−HK$774/mo
Today · 4.125%
HK$26,038
baseline
▲ 0.50% · 4.625%
HK$27,623
+HK$1,585/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,076/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,258
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,989
−HK$742/mo
Today · 4.125%
HK$28,731
baseline
▲ 0.50% · 4.625%
HK$30,245
+HK$1,514/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,462/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,502
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,482
−HK$996/mo
Today · 4.125%
HK$33,478
baseline
▲ 0.50% · 4.625%
HK$35,515
+HK$2,037/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$66,956/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,046
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,986
−HK$953/mo
Today · 4.125%
HK$36,939
baseline
▲ 0.50% · 4.625%
HK$38,887
+HK$1,948/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$73,878/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,255 · Scale 2, in force from 26 Feb 2026)