LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,502
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,047
−HK$553/mo
Today · 4.125%
HK$18,600
baseline
▲ 0.50% · 4.625%
HK$19,731
+HK$1,131/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,200/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,471
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,993
−HK$530/mo
Today · 4.125%
HK$20,523
baseline
▲ 0.50% · 4.625%
HK$21,605
+HK$1,082/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,046/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,003
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,656
−HK$664/mo
Today · 4.125%
HK$22,320
baseline
▲ 0.50% · 4.625%
HK$23,678
+HK$1,358/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,640/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,365
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$23,992
−HK$636/mo
Today · 4.125%
HK$24,628
baseline
▲ 0.50% · 4.625%
HK$25,926
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,256/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,503
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,265
−HK$775/mo
Today · 4.125%
HK$26,040
baseline
▲ 0.50% · 4.625%
HK$27,624
+HK$1,584/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,080/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,259
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,990
−HK$742/mo
Today · 4.125%
HK$28,732
baseline
▲ 0.50% · 4.625%
HK$30,247
+HK$1,515/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,464/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,504
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,484
−HK$995/mo
Today · 4.125%
HK$33,479
baseline
▲ 0.50% · 4.625%
HK$35,517
+HK$2,038/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$66,958/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,048
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,988
−HK$953/mo
Today · 4.125%
HK$36,941
baseline
▲ 0.50% · 4.625%
HK$38,889
+HK$1,948/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$73,882/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,266 · Scale 2, in force from 26 Feb 2026)