LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,043
−HK$10,977/mo
▼ 0.25% · 3.875%
HK$180,488
−HK$5,532/mo
Today · 4.125%
HK$186,020
baseline
▲ 0.50% · 4.625%
HK$197,339
+HK$11,319/mo
Deposit HK$38.38M · loan HK$38.38M · min. income ≈ HK$372,040/mo (50% DSR)
Upfront cash ≈ HK$41.64M (deposit + AVD stamp duty HK$3,262,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,734
−HK$10,521/mo
▼ 0.25% · 3.875%
HK$199,957
−HK$5,298/mo
Today · 4.125%
HK$205,255
baseline
▲ 0.50% · 4.625%
HK$216,074
+HK$10,819/mo
Deposit HK$38.38M · loan HK$38.38M · min. income ≈ HK$410,510/mo (50% DSR)
Upfront cash ≈ HK$41.64M (deposit + AVD stamp duty HK$3,262,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,052
−HK$13,172/mo
▼ 0.25% · 3.875%
HK$216,586
−HK$6,638/mo
Today · 4.125%
HK$223,224
baseline
▲ 0.50% · 4.625%
HK$236,807
+HK$13,583/mo
Deposit HK$30.71M · loan HK$46.06M · min. income ≈ HK$446,448/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$3,262,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,681
−HK$12,625/mo
▼ 0.25% · 3.875%
HK$239,948
−HK$6,358/mo
Today · 4.125%
HK$246,306
baseline
▲ 0.50% · 4.625%
HK$259,289
+HK$12,983/mo
Deposit HK$30.71M · loan HK$46.06M · min. income ≈ HK$492,612/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$3,262,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,061
−HK$15,367/mo
▼ 0.25% · 3.875%
HK$252,683
−HK$7,745/mo
Today · 4.125%
HK$260,428
baseline
▲ 0.50% · 4.625%
HK$276,275
+HK$15,847/mo
Deposit HK$23.03M · loan HK$53.74M · min. income ≈ HK$520,856/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$3,262,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,627
−HK$14,730/mo
▼ 0.25% · 3.875%
HK$279,939
−HK$7,418/mo
Today · 4.125%
HK$287,357
baseline
▲ 0.50% · 4.625%
HK$302,504
+HK$15,147/mo
Deposit HK$23.03M · loan HK$53.74M · min. income ≈ HK$574,714/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$3,262,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,078
−HK$19,758/mo
▼ 0.25% · 3.875%
HK$324,879
−HK$9,957/mo
Today · 4.125%
HK$334,836
baseline
▲ 0.50% · 4.625%
HK$355,210
+HK$20,374/mo
Deposit HK$7.68M · loan HK$69.09M · min. income ≈ HK$669,672/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,262,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,521
−HK$18,938/mo
▼ 0.25% · 3.875%
HK$359,922
−HK$9,537/mo
Today · 4.125%
HK$369,459
baseline
▲ 0.50% · 4.625%
HK$388,933
+HK$19,474/mo
Deposit HK$7.68M · loan HK$69.09M · min. income ≈ HK$738,918/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,262,502 · Scale 2, in force from 26 Feb 2026)