LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,048
−HK$10,977/mo
▼ 0.25% · 3.875%
HK$180,493
−HK$5,532/mo
Today · 4.125%
HK$186,025
baseline
▲ 0.50% · 4.625%
HK$197,345
+HK$11,320/mo
Deposit HK$38.38M · loan HK$38.38M · min. income ≈ HK$372,050/mo (50% DSR)
Upfront cash ≈ HK$41.65M (deposit + AVD stamp duty HK$3,262,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,740
−HK$10,521/mo
▼ 0.25% · 3.875%
HK$199,962
−HK$5,299/mo
Today · 4.125%
HK$205,261
baseline
▲ 0.50% · 4.625%
HK$216,080
+HK$10,819/mo
Deposit HK$38.38M · loan HK$38.38M · min. income ≈ HK$410,522/mo (50% DSR)
Upfront cash ≈ HK$41.65M (deposit + AVD stamp duty HK$3,262,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,058
−HK$13,172/mo
▼ 0.25% · 3.875%
HK$216,592
−HK$6,638/mo
Today · 4.125%
HK$223,230
baseline
▲ 0.50% · 4.625%
HK$236,814
+HK$13,584/mo
Deposit HK$30.71M · loan HK$46.06M · min. income ≈ HK$446,460/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$3,262,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,687
−HK$12,626/mo
▼ 0.25% · 3.875%
HK$239,955
−HK$6,358/mo
Today · 4.125%
HK$246,313
baseline
▲ 0.50% · 4.625%
HK$259,296
+HK$12,983/mo
Deposit HK$30.71M · loan HK$46.06M · min. income ≈ HK$492,626/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$3,262,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,068
−HK$15,368/mo
▼ 0.25% · 3.875%
HK$252,691
−HK$7,745/mo
Today · 4.125%
HK$260,436
baseline
▲ 0.50% · 4.625%
HK$276,282
+HK$15,846/mo
Deposit HK$23.03M · loan HK$53.74M · min. income ≈ HK$520,872/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$3,262,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,635
−HK$14,730/mo
▼ 0.25% · 3.875%
HK$279,947
−HK$7,418/mo
Today · 4.125%
HK$287,365
baseline
▲ 0.50% · 4.625%
HK$302,512
+HK$15,147/mo
Deposit HK$23.03M · loan HK$53.74M · min. income ≈ HK$574,730/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$3,262,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,087
−HK$19,759/mo
▼ 0.25% · 3.875%
HK$324,888
−HK$9,958/mo
Today · 4.125%
HK$334,846
baseline
▲ 0.50% · 4.625%
HK$355,220
+HK$20,374/mo
Deposit HK$7.68M · loan HK$69.09M · min. income ≈ HK$669,692/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,262,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,531
−HK$18,938/mo
▼ 0.25% · 3.875%
HK$359,932
−HK$9,537/mo
Today · 4.125%
HK$369,469
baseline
▲ 0.50% · 4.625%
HK$388,944
+HK$19,475/mo
Deposit HK$7.68M · loan HK$69.09M · min. income ≈ HK$738,938/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,262,596 · Scale 2, in force from 26 Feb 2026)