LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,065
−HK$10,978/mo
▼ 0.25% · 3.875%
HK$180,511
−HK$5,532/mo
Today · 4.125%
HK$186,043
baseline
▲ 0.50% · 4.625%
HK$197,363
+HK$11,320/mo
Deposit HK$38.39M · loan HK$38.39M · min. income ≈ HK$372,086/mo (50% DSR)
Upfront cash ≈ HK$41.65M (deposit + AVD stamp duty HK$3,262,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,758
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$199,981
−HK$5,299/mo
Today · 4.125%
HK$205,280
baseline
▲ 0.50% · 4.625%
HK$216,101
+HK$10,821/mo
Deposit HK$38.39M · loan HK$38.39M · min. income ≈ HK$410,560/mo (50% DSR)
Upfront cash ≈ HK$41.65M (deposit + AVD stamp duty HK$3,262,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,078
−HK$13,174/mo
▼ 0.25% · 3.875%
HK$216,613
−HK$6,639/mo
Today · 4.125%
HK$223,252
baseline
▲ 0.50% · 4.625%
HK$236,836
+HK$13,584/mo
Deposit HK$30.71M · loan HK$46.06M · min. income ≈ HK$446,504/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$3,262,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,710
−HK$12,626/mo
▼ 0.25% · 3.875%
HK$239,978
−HK$6,358/mo
Today · 4.125%
HK$246,336
baseline
▲ 0.50% · 4.625%
HK$259,321
+HK$12,985/mo
Deposit HK$30.71M · loan HK$46.06M · min. income ≈ HK$492,672/mo (50% DSR)
Upfront cash ≈ HK$33.97M (deposit + AVD stamp duty HK$3,262,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,091
−HK$15,369/mo
▼ 0.25% · 3.875%
HK$252,715
−HK$7,745/mo
Today · 4.125%
HK$260,460
baseline
▲ 0.50% · 4.625%
HK$276,309
+HK$15,849/mo
Deposit HK$23.03M · loan HK$53.74M · min. income ≈ HK$520,920/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$3,262,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,661
−HK$14,731/mo
▼ 0.25% · 3.875%
HK$279,974
−HK$7,418/mo
Today · 4.125%
HK$287,392
baseline
▲ 0.50% · 4.625%
HK$302,541
+HK$15,149/mo
Deposit HK$23.03M · loan HK$53.74M · min. income ≈ HK$574,784/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$3,262,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,117
−HK$19,761/mo
▼ 0.25% · 3.875%
HK$324,919
−HK$9,959/mo
Today · 4.125%
HK$334,878
baseline
▲ 0.50% · 4.625%
HK$355,254
+HK$20,376/mo
Deposit HK$7.68M · loan HK$69.10M · min. income ≈ HK$669,756/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,262,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,564
−HK$18,940/mo
▼ 0.25% · 3.875%
HK$359,966
−HK$9,538/mo
Today · 4.125%
HK$369,504
baseline
▲ 0.50% · 4.625%
HK$388,981
+HK$19,477/mo
Deposit HK$7.68M · loan HK$69.10M · min. income ≈ HK$739,008/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$3,262,906 · Scale 2, in force from 26 Feb 2026)