Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$76.79M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$245,157
−HK$15,373/mo
▼ 0.25% · 3.875%
HK$252,782
−HK$7,748/mo
Today · 4.125%
HK$260,530
baseline
▲ 0.50% · 4.625%
HK$276,383
+HK$15,853/mo
Deposit HK$23.04M · loan HK$53.76M · min. income ≈ HK$521,060/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$3,263,780 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com