LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,514
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,059
−HK$554/mo
Today · 4.125%
HK$18,613
baseline
▲ 0.50% · 4.625%
HK$19,745
+HK$1,132/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,226/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,485
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$20,007
−HK$530/mo
Today · 4.125%
HK$20,537
baseline
▲ 0.50% · 4.625%
HK$21,620
+HK$1,083/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,074/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,017
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,671
−HK$664/mo
Today · 4.125%
HK$22,335
baseline
▲ 0.50% · 4.625%
HK$23,694
+HK$1,359/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,670/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,382
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,009
−HK$636/mo
Today · 4.125%
HK$24,645
baseline
▲ 0.50% · 4.625%
HK$25,944
+HK$1,299/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,290/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,520
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,283
−HK$775/mo
Today · 4.125%
HK$26,058
baseline
▲ 0.50% · 4.625%
HK$27,643
+HK$1,585/mo
Deposit HK$2.30M · loan HK$5.38M · min. income ≈ HK$52,116/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,278
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,010
−HK$742/mo
Today · 4.125%
HK$28,752
baseline
▲ 0.50% · 4.625%
HK$30,268
+HK$1,516/mo
Deposit HK$2.30M · loan HK$5.38M · min. income ≈ HK$57,504/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,526
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,507
−HK$996/mo
Today · 4.125%
HK$33,503
baseline
▲ 0.50% · 4.625%
HK$35,542
+HK$2,039/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$67,006/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,072
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,013
−HK$954/mo
Today · 4.125%
HK$36,967
baseline
▲ 0.50% · 4.625%
HK$38,916
+HK$1,949/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$73,934/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,428 · Scale 2, in force from 26 Feb 2026)