LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,518
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,063
−HK$554/mo
Today · 4.125%
HK$18,617
baseline
▲ 0.50% · 4.625%
HK$19,750
+HK$1,133/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,234/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,489
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,012
−HK$530/mo
Today · 4.125%
HK$20,542
baseline
▲ 0.50% · 4.625%
HK$21,625
+HK$1,083/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,084/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,022
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,676
−HK$664/mo
Today · 4.125%
HK$22,340
baseline
▲ 0.50% · 4.625%
HK$23,700
+HK$1,360/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,680/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,387
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,014
−HK$636/mo
Today · 4.125%
HK$24,650
baseline
▲ 0.50% · 4.625%
HK$25,950
+HK$1,300/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,300/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,526
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,289
−HK$775/mo
Today · 4.125%
HK$26,064
baseline
▲ 0.50% · 4.625%
HK$27,650
+HK$1,586/mo
Deposit HK$2.30M · loan HK$5.38M · min. income ≈ HK$52,128/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,285
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,016
−HK$743/mo
Today · 4.125%
HK$28,759
baseline
▲ 0.50% · 4.625%
HK$30,275
+HK$1,516/mo
Deposit HK$2.30M · loan HK$5.38M · min. income ≈ HK$57,518/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,533
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,514
−HK$996/mo
Today · 4.125%
HK$33,510
baseline
▲ 0.50% · 4.625%
HK$35,550
+HK$2,040/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$67,020/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,080
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,021
−HK$955/mo
Today · 4.125%
HK$36,976
baseline
▲ 0.50% · 4.625%
HK$38,925
+HK$1,949/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$73,952/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,480 · Scale 2, in force from 26 Feb 2026)