LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,523
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,068
−HK$553/mo
Today · 4.125%
HK$18,621
baseline
▲ 0.50% · 4.625%
HK$19,754
+HK$1,133/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,242/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,494
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,016
−HK$531/mo
Today · 4.125%
HK$20,547
baseline
▲ 0.50% · 4.625%
HK$21,630
+HK$1,083/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,094/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,027
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,681
−HK$665/mo
Today · 4.125%
HK$22,346
baseline
▲ 0.50% · 4.625%
HK$23,705
+HK$1,359/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,692/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,392
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,020
−HK$636/mo
Today · 4.125%
HK$24,656
baseline
▲ 0.50% · 4.625%
HK$25,956
+HK$1,300/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,312/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,532
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,295
−HK$775/mo
Today · 4.125%
HK$26,070
baseline
▲ 0.50% · 4.625%
HK$27,656
+HK$1,586/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$52,140/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,291
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,023
−HK$743/mo
Today · 4.125%
HK$28,766
baseline
▲ 0.50% · 4.625%
HK$30,282
+HK$1,516/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$57,532/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,541
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,522
−HK$996/mo
Today · 4.125%
HK$33,518
baseline
▲ 0.50% · 4.625%
HK$35,558
+HK$2,040/mo
Deposit HK$768K · loan HK$6.92M · min. income ≈ HK$67,036/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,089
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,030
−HK$954/mo
Today · 4.125%
HK$36,984
baseline
▲ 0.50% · 4.625%
HK$38,934
+HK$1,950/mo
Deposit HK$768K · loan HK$6.92M · min. income ≈ HK$73,968/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,534 · Scale 2, in force from 26 Feb 2026)