LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,534
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,079
−HK$555/mo
Today · 4.125%
HK$18,634
baseline
▲ 0.50% · 4.625%
HK$19,767
+HK$1,133/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,268/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,506
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,030
−HK$530/mo
Today · 4.125%
HK$20,560
baseline
▲ 0.50% · 4.625%
HK$21,644
+HK$1,084/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,120/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,041
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,695
−HK$665/mo
Today · 4.125%
HK$22,360
baseline
▲ 0.50% · 4.625%
HK$23,721
+HK$1,361/mo
Deposit HK$3.08M · loan HK$4.61M · min. income ≈ HK$44,720/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,408
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,036
−HK$636/mo
Today · 4.125%
HK$24,672
baseline
▲ 0.50% · 4.625%
HK$25,973
+HK$1,301/mo
Deposit HK$3.08M · loan HK$4.61M · min. income ≈ HK$49,344/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,548
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,311
−HK$776/mo
Today · 4.125%
HK$26,087
baseline
▲ 0.50% · 4.625%
HK$27,674
+HK$1,587/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$52,174/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,041
−HK$744/mo
Today · 4.125%
HK$28,785
baseline
▲ 0.50% · 4.625%
HK$30,302
+HK$1,517/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$57,570/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,561
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,543
−HK$998/mo
Today · 4.125%
HK$33,541
baseline
▲ 0.50% · 4.625%
HK$35,581
+HK$2,040/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$67,082/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,112
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,053
−HK$956/mo
Today · 4.125%
HK$37,009
baseline
▲ 0.50% · 4.625%
HK$38,959
+HK$1,950/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$74,018/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,686 · Scale 2, in force from 26 Feb 2026)