LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,369
−HK$10,998/mo
▼ 0.25% · 3.875%
HK$180,824
−HK$5,543/mo
Today · 4.125%
HK$186,367
baseline
▲ 0.50% · 4.625%
HK$197,706
+HK$11,339/mo
Deposit HK$38.45M · loan HK$38.45M · min. income ≈ HK$372,734/mo (50% DSR)
Upfront cash ≈ HK$41.72M (deposit + AVD stamp duty HK$3,268,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,097
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$200,329
−HK$5,308/mo
Today · 4.125%
HK$205,637
baseline
▲ 0.50% · 4.625%
HK$216,476
+HK$10,839/mo
Deposit HK$38.45M · loan HK$38.45M · min. income ≈ HK$411,274/mo (50% DSR)
Upfront cash ≈ HK$41.72M (deposit + AVD stamp duty HK$3,268,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,443
−HK$13,197/mo
▼ 0.25% · 3.875%
HK$216,989
−HK$6,651/mo
Today · 4.125%
HK$223,640
baseline
▲ 0.50% · 4.625%
HK$237,248
+HK$13,608/mo
Deposit HK$30.76M · loan HK$46.14M · min. income ≈ HK$447,280/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$3,268,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,116
−HK$12,648/mo
▼ 0.25% · 3.875%
HK$240,395
−HK$6,369/mo
Today · 4.125%
HK$246,764
baseline
▲ 0.50% · 4.625%
HK$259,772
+HK$13,008/mo
Deposit HK$30.76M · loan HK$46.14M · min. income ≈ HK$493,528/mo (50% DSR)
Upfront cash ≈ HK$34.03M (deposit + AVD stamp duty HK$3,268,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,517
−HK$15,396/mo
▼ 0.25% · 3.875%
HK$253,154
−HK$7,759/mo
Today · 4.125%
HK$260,913
baseline
▲ 0.50% · 4.625%
HK$276,789
+HK$15,876/mo
Deposit HK$23.07M · loan HK$53.84M · min. income ≈ HK$521,826/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$3,268,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,135
−HK$14,757/mo
▼ 0.25% · 3.875%
HK$280,461
−HK$7,431/mo
Today · 4.125%
HK$287,892
baseline
▲ 0.50% · 4.625%
HK$303,067
+HK$15,175/mo
Deposit HK$23.07M · loan HK$53.84M · min. income ≈ HK$575,784/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$3,268,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,665
−HK$19,795/mo
▼ 0.25% · 3.875%
HK$325,484
−HK$9,976/mo
Today · 4.125%
HK$335,460
baseline
▲ 0.50% · 4.625%
HK$355,872
+HK$20,412/mo
Deposit HK$7.69M · loan HK$69.22M · min. income ≈ HK$670,920/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$3,268,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,174
−HK$18,973/mo
▼ 0.25% · 3.875%
HK$360,592
−HK$9,555/mo
Today · 4.125%
HK$370,147
baseline
▲ 0.50% · 4.625%
HK$389,658
+HK$19,511/mo
Deposit HK$7.69M · loan HK$69.22M · min. income ≈ HK$740,294/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$3,268,578 · Scale 2, in force from 26 Feb 2026)