LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,540
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,085
−HK$555/mo
Today · 4.125%
HK$18,640
baseline
▲ 0.50% · 4.625%
HK$19,774
+HK$1,134/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,280/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,513
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,036
−HK$531/mo
Today · 4.125%
HK$20,567
baseline
▲ 0.50% · 4.625%
HK$21,651
+HK$1,084/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,134/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,048
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,702
−HK$666/mo
Today · 4.125%
HK$22,368
baseline
▲ 0.50% · 4.625%
HK$23,729
+HK$1,361/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,736/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,415
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,043
−HK$637/mo
Today · 4.125%
HK$24,680
baseline
▲ 0.50% · 4.625%
HK$25,981
+HK$1,301/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,360/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,556
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,320
−HK$776/mo
Today · 4.125%
HK$26,096
baseline
▲ 0.50% · 4.625%
HK$27,683
+HK$1,587/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$52,192/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,318
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,051
−HK$743/mo
Today · 4.125%
HK$28,794
baseline
▲ 0.50% · 4.625%
HK$30,312
+HK$1,518/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$57,588/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,572
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,554
−HK$997/mo
Today · 4.125%
HK$33,551
baseline
▲ 0.50% · 4.625%
HK$35,593
+HK$2,042/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$67,102/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,123
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$956/mo
Today · 4.125%
HK$37,021
baseline
▲ 0.50% · 4.625%
HK$38,972
+HK$1,951/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$74,042/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,761 · Scale 2, in force from 26 Feb 2026)