LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,405
−HK$11,000/mo
▼ 0.25% · 3.875%
HK$180,861
−HK$5,544/mo
Today · 4.125%
HK$186,405
baseline
▲ 0.50% · 4.625%
HK$197,747
+HK$11,342/mo
Deposit HK$38.46M · loan HK$38.46M · min. income ≈ HK$372,810/mo (50% DSR)
Upfront cash ≈ HK$41.73M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,137
−HK$10,542/mo
▼ 0.25% · 3.875%
HK$200,370
−HK$5,309/mo
Today · 4.125%
HK$205,679
baseline
▲ 0.50% · 4.625%
HK$216,521
+HK$10,842/mo
Deposit HK$38.46M · loan HK$38.46M · min. income ≈ HK$411,358/mo (50% DSR)
Upfront cash ≈ HK$41.73M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,486
−HK$13,200/mo
▼ 0.25% · 3.875%
HK$217,034
−HK$6,652/mo
Today · 4.125%
HK$223,686
baseline
▲ 0.50% · 4.625%
HK$237,296
+HK$13,610/mo
Deposit HK$30.77M · loan HK$46.15M · min. income ≈ HK$447,372/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,164
−HK$12,651/mo
▼ 0.25% · 3.875%
HK$240,444
−HK$6,371/mo
Today · 4.125%
HK$246,815
baseline
▲ 0.50% · 4.625%
HK$259,825
+HK$13,010/mo
Deposit HK$30.77M · loan HK$46.15M · min. income ≈ HK$493,630/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,567
−HK$15,400/mo
▼ 0.25% · 3.875%
HK$253,206
−HK$7,761/mo
Today · 4.125%
HK$260,967
baseline
▲ 0.50% · 4.625%
HK$276,846
+HK$15,879/mo
Deposit HK$23.08M · loan HK$53.85M · min. income ≈ HK$521,934/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,191
−HK$14,760/mo
▼ 0.25% · 3.875%
HK$280,518
−HK$7,433/mo
Today · 4.125%
HK$287,951
baseline
▲ 0.50% · 4.625%
HK$303,129
+HK$15,178/mo
Deposit HK$23.08M · loan HK$53.85M · min. income ≈ HK$575,902/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,729
−HK$19,799/mo
▼ 0.25% · 3.875%
HK$325,550
−HK$9,978/mo
Today · 4.125%
HK$335,528
baseline
▲ 0.50% · 4.625%
HK$355,944
+HK$20,416/mo
Deposit HK$7.69M · loan HK$69.23M · min. income ≈ HK$671,056/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,246
−HK$18,976/mo
▼ 0.25% · 3.875%
HK$360,666
−HK$9,556/mo
Today · 4.125%
HK$370,222
baseline
▲ 0.50% · 4.625%
HK$389,737
+HK$19,515/mo
Deposit HK$7.69M · loan HK$69.23M · min. income ≈ HK$740,444/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)