LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,412
−HK$11,000/mo
▼ 0.25% · 3.875%
HK$180,868
−HK$5,544/mo
Today · 4.125%
HK$186,412
baseline
▲ 0.50% · 4.625%
HK$197,754
+HK$11,342/mo
Deposit HK$38.46M · loan HK$38.46M · min. income ≈ HK$372,824/mo (50% DSR)
Upfront cash ≈ HK$41.73M (deposit + AVD stamp duty HK$3,269,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,144
−HK$10,543/mo
▼ 0.25% · 3.875%
HK$200,377
−HK$5,310/mo
Today · 4.125%
HK$205,687
baseline
▲ 0.50% · 4.625%
HK$216,529
+HK$10,842/mo
Deposit HK$38.46M · loan HK$38.46M · min. income ≈ HK$411,374/mo (50% DSR)
Upfront cash ≈ HK$41.73M (deposit + AVD stamp duty HK$3,269,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,494
−HK$13,200/mo
▼ 0.25% · 3.875%
HK$217,042
−HK$6,652/mo
Today · 4.125%
HK$223,694
baseline
▲ 0.50% · 4.625%
HK$237,305
+HK$13,611/mo
Deposit HK$30.77M · loan HK$46.16M · min. income ≈ HK$447,388/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$3,269,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,173
−HK$12,651/mo
▼ 0.25% · 3.875%
HK$240,453
−HK$6,371/mo
Today · 4.125%
HK$246,824
baseline
▲ 0.50% · 4.625%
HK$259,835
+HK$13,011/mo
Deposit HK$30.77M · loan HK$46.16M · min. income ≈ HK$493,648/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$3,269,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,576
−HK$15,400/mo
▼ 0.25% · 3.875%
HK$253,215
−HK$7,761/mo
Today · 4.125%
HK$260,976
baseline
▲ 0.50% · 4.625%
HK$276,856
+HK$15,880/mo
Deposit HK$23.08M · loan HK$53.85M · min. income ≈ HK$521,952/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$3,269,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,201
−HK$14,761/mo
▼ 0.25% · 3.875%
HK$280,528
−HK$7,434/mo
Today · 4.125%
HK$287,962
baseline
▲ 0.50% · 4.625%
HK$303,140
+HK$15,178/mo
Deposit HK$23.08M · loan HK$53.85M · min. income ≈ HK$575,924/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$3,269,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,741
−HK$19,800/mo
▼ 0.25% · 3.875%
HK$325,562
−HK$9,979/mo
Today · 4.125%
HK$335,541
baseline
▲ 0.50% · 4.625%
HK$355,958
+HK$20,417/mo
Deposit HK$7.69M · loan HK$69.23M · min. income ≈ HK$671,082/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$3,269,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,259
−HK$18,977/mo
▼ 0.25% · 3.875%
HK$360,679
−HK$9,557/mo
Today · 4.125%
HK$370,236
baseline
▲ 0.50% · 4.625%
HK$389,752
+HK$19,516/mo
Deposit HK$7.69M · loan HK$69.23M · min. income ≈ HK$740,472/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$3,269,369 · Scale 2, in force from 26 Feb 2026)