LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,425
−HK$11,000/mo
▼ 0.25% · 3.875%
HK$180,882
−HK$5,543/mo
Today · 4.125%
HK$186,425
baseline
▲ 0.50% · 4.625%
HK$197,769
+HK$11,344/mo
Deposit HK$38.47M · loan HK$38.47M · min. income ≈ HK$372,850/mo (50% DSR)
Upfront cash ≈ HK$41.74M (deposit + AVD stamp duty HK$3,269,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,158
−HK$10,544/mo
▼ 0.25% · 3.875%
HK$200,392
−HK$5,310/mo
Today · 4.125%
HK$205,702
baseline
▲ 0.50% · 4.625%
HK$216,545
+HK$10,843/mo
Deposit HK$38.47M · loan HK$38.47M · min. income ≈ HK$411,404/mo (50% DSR)
Upfront cash ≈ HK$41.74M (deposit + AVD stamp duty HK$3,269,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,510
−HK$13,201/mo
▼ 0.25% · 3.875%
HK$217,058
−HK$6,653/mo
Today · 4.125%
HK$223,711
baseline
▲ 0.50% · 4.625%
HK$237,323
+HK$13,612/mo
Deposit HK$30.77M · loan HK$46.16M · min. income ≈ HK$447,422/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$3,269,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,190
−HK$12,653/mo
▼ 0.25% · 3.875%
HK$240,471
−HK$6,372/mo
Today · 4.125%
HK$246,843
baseline
▲ 0.50% · 4.625%
HK$259,854
+HK$13,011/mo
Deposit HK$30.77M · loan HK$46.16M · min. income ≈ HK$493,686/mo (50% DSR)
Upfront cash ≈ HK$34.04M (deposit + AVD stamp duty HK$3,269,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,595
−HK$15,401/mo
▼ 0.25% · 3.875%
HK$253,234
−HK$7,762/mo
Today · 4.125%
HK$260,996
baseline
▲ 0.50% · 4.625%
HK$276,877
+HK$15,881/mo
Deposit HK$23.08M · loan HK$53.85M · min. income ≈ HK$521,992/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$3,269,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,222
−HK$14,761/mo
▼ 0.25% · 3.875%
HK$280,549
−HK$7,434/mo
Today · 4.125%
HK$287,983
baseline
▲ 0.50% · 4.625%
HK$303,163
+HK$15,180/mo
Deposit HK$23.08M · loan HK$53.85M · min. income ≈ HK$575,966/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$3,269,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,765
−HK$19,801/mo
▼ 0.25% · 3.875%
HK$325,587
−HK$9,979/mo
Today · 4.125%
HK$335,566
baseline
▲ 0.50% · 4.625%
HK$355,984
+HK$20,418/mo
Deposit HK$7.69M · loan HK$69.24M · min. income ≈ HK$671,132/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$3,269,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,285
−HK$18,979/mo
▼ 0.25% · 3.875%
HK$360,706
−HK$9,558/mo
Today · 4.125%
HK$370,264
baseline
▲ 0.50% · 4.625%
HK$389,781
+HK$19,517/mo
Deposit HK$7.69M · loan HK$69.24M · min. income ≈ HK$740,528/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$3,269,613 · Scale 2, in force from 26 Feb 2026)