LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,557
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,103
−HK$554/mo
Today · 4.125%
HK$18,657
baseline
▲ 0.50% · 4.625%
HK$19,793
+HK$1,136/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,314/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,531
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,055
−HK$532/mo
Today · 4.125%
HK$20,587
baseline
▲ 0.50% · 4.625%
HK$21,672
+HK$1,085/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,174/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,068
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,723
−HK$666/mo
Today · 4.125%
HK$22,389
baseline
▲ 0.50% · 4.625%
HK$23,751
+HK$1,362/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,778/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,438
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,066
−HK$638/mo
Today · 4.125%
HK$24,704
baseline
▲ 0.50% · 4.625%
HK$26,006
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,408/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,579
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$776/mo
Today · 4.125%
HK$26,120
baseline
▲ 0.50% · 4.625%
HK$27,710
+HK$1,590/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,240/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,077
−HK$744/mo
Today · 4.125%
HK$28,821
baseline
▲ 0.50% · 4.625%
HK$30,341
+HK$1,520/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,642/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,602
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,585
−HK$998/mo
Today · 4.125%
HK$33,583
baseline
▲ 0.50% · 4.625%
HK$35,627
+HK$2,044/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,166/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,157
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,100
−HK$956/mo
Today · 4.125%
HK$37,056
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$1,953/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,112/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,982 · Scale 2, in force from 26 Feb 2026)