LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,617
−HK$11,012/mo
▼ 0.25% · 3.875%
HK$181,079
−HK$5,550/mo
Today · 4.125%
HK$186,629
baseline
▲ 0.50% · 4.625%
HK$197,985
+HK$11,356/mo
Deposit HK$38.51M · loan HK$38.51M · min. income ≈ HK$373,258/mo (50% DSR)
Upfront cash ≈ HK$41.78M (deposit + AVD stamp duty HK$3,273,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,372
−HK$10,555/mo
▼ 0.25% · 3.875%
HK$200,611
−HK$5,316/mo
Today · 4.125%
HK$205,927
baseline
▲ 0.50% · 4.625%
HK$216,782
+HK$10,855/mo
Deposit HK$38.51M · loan HK$38.51M · min. income ≈ HK$411,854/mo (50% DSR)
Upfront cash ≈ HK$41.78M (deposit + AVD stamp duty HK$3,273,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,740
−HK$13,215/mo
▼ 0.25% · 3.875%
HK$217,295
−HK$6,660/mo
Today · 4.125%
HK$223,955
baseline
▲ 0.50% · 4.625%
HK$237,582
+HK$13,627/mo
Deposit HK$30.81M · loan HK$46.21M · min. income ≈ HK$447,910/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$3,273,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,446
−HK$12,666/mo
▼ 0.25% · 3.875%
HK$240,734
−HK$6,378/mo
Today · 4.125%
HK$247,112
baseline
▲ 0.50% · 4.625%
HK$260,138
+HK$13,026/mo
Deposit HK$30.81M · loan HK$46.21M · min. income ≈ HK$494,224/mo (50% DSR)
Upfront cash ≈ HK$34.08M (deposit + AVD stamp duty HK$3,273,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,863
−HK$15,418/mo
▼ 0.25% · 3.875%
HK$253,511
−HK$7,770/mo
Today · 4.125%
HK$261,281
baseline
▲ 0.50% · 4.625%
HK$277,179
+HK$15,898/mo
Deposit HK$23.10M · loan HK$53.91M · min. income ≈ HK$522,562/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$3,273,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,520
−HK$14,778/mo
▼ 0.25% · 3.875%
HK$280,856
−HK$7,442/mo
Today · 4.125%
HK$288,298
baseline
▲ 0.50% · 4.625%
HK$303,494
+HK$15,196/mo
Deposit HK$23.10M · loan HK$53.91M · min. income ≈ HK$576,596/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$3,273,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,110
−HK$19,823/mo
▼ 0.25% · 3.875%
HK$325,943
−HK$9,990/mo
Today · 4.125%
HK$335,933
baseline
▲ 0.50% · 4.625%
HK$356,373
+HK$20,440/mo
Deposit HK$7.70M · loan HK$69.31M · min. income ≈ HK$671,866/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$3,273,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,669
−HK$19,000/mo
▼ 0.25% · 3.875%
HK$361,101
−HK$9,568/mo
Today · 4.125%
HK$370,669
baseline
▲ 0.50% · 4.625%
HK$390,207
+HK$19,538/mo
Deposit HK$7.70M · loan HK$69.31M · min. income ≈ HK$741,338/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$3,273,188 · Scale 2, in force from 26 Feb 2026)