LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,570
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,117
−HK$555/mo
Today · 4.125%
HK$18,672
baseline
▲ 0.50% · 4.625%
HK$19,808
+HK$1,136/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,344/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,547
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,071
−HK$532/mo
Today · 4.125%
HK$20,603
baseline
▲ 0.50% · 4.625%
HK$21,689
+HK$1,086/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,206/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,084
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,740
−HK$666/mo
Today · 4.125%
HK$22,406
baseline
▲ 0.50% · 4.625%
HK$23,770
+HK$1,364/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,812/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,456
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,085
−HK$638/mo
Today · 4.125%
HK$24,723
baseline
▲ 0.50% · 4.625%
HK$26,027
+HK$1,304/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,446/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,598
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,363
−HK$778/mo
Today · 4.125%
HK$26,141
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,590/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,282/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,099
−HK$745/mo
Today · 4.125%
HK$28,844
baseline
▲ 0.50% · 4.625%
HK$30,364
+HK$1,520/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,688/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,626
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,610
−HK$1,000/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,655
+HK$2,045/mo
Deposit HK$771K · loan HK$6.93M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,184
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,128
−HK$957/mo
Today · 4.125%
HK$37,085
baseline
▲ 0.50% · 4.625%
HK$39,040
+HK$1,955/mo
Deposit HK$771K · loan HK$6.93M · min. income ≈ HK$74,170/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,162 · Scale 2, in force from 26 Feb 2026)