LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,757
−HK$11,022/mo
▼ 0.25% · 3.875%
HK$181,224
−HK$5,555/mo
Today · 4.125%
HK$186,779
baseline
▲ 0.50% · 4.625%
HK$198,144
+HK$11,365/mo
Deposit HK$38.54M · loan HK$38.54M · min. income ≈ HK$373,558/mo (50% DSR)
Upfront cash ≈ HK$41.81M (deposit + AVD stamp duty HK$3,275,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,528
−HK$10,564/mo
▼ 0.25% · 3.875%
HK$200,772
−HK$5,320/mo
Today · 4.125%
HK$206,092
baseline
▲ 0.50% · 4.625%
HK$216,956
+HK$10,864/mo
Deposit HK$38.54M · loan HK$38.54M · min. income ≈ HK$412,184/mo (50% DSR)
Upfront cash ≈ HK$41.81M (deposit + AVD stamp duty HK$3,275,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,909
−HK$13,226/mo
▼ 0.25% · 3.875%
HK$217,469
−HK$6,666/mo
Today · 4.125%
HK$224,135
baseline
▲ 0.50% · 4.625%
HK$237,773
+HK$13,638/mo
Deposit HK$30.83M · loan HK$46.25M · min. income ≈ HK$448,270/mo (50% DSR)
Upfront cash ≈ HK$34.11M (deposit + AVD stamp duty HK$3,275,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,634
−HK$12,677/mo
▼ 0.25% · 3.875%
HK$240,927
−HK$6,384/mo
Today · 4.125%
HK$247,311
baseline
▲ 0.50% · 4.625%
HK$260,347
+HK$13,036/mo
Deposit HK$30.83M · loan HK$46.25M · min. income ≈ HK$494,622/mo (50% DSR)
Upfront cash ≈ HK$34.11M (deposit + AVD stamp duty HK$3,275,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,060
−HK$15,431/mo
▼ 0.25% · 3.875%
HK$253,714
−HK$7,777/mo
Today · 4.125%
HK$261,491
baseline
▲ 0.50% · 4.625%
HK$277,402
+HK$15,911/mo
Deposit HK$23.12M · loan HK$53.95M · min. income ≈ HK$522,982/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$3,275,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,740
−HK$14,789/mo
▼ 0.25% · 3.875%
HK$281,081
−HK$7,448/mo
Today · 4.125%
HK$288,529
baseline
▲ 0.50% · 4.625%
HK$303,738
+HK$15,209/mo
Deposit HK$23.12M · loan HK$53.95M · min. income ≈ HK$577,058/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$3,275,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,363
−HK$19,839/mo
▼ 0.25% · 3.875%
HK$326,204
−HK$9,998/mo
Today · 4.125%
HK$336,202
baseline
▲ 0.50% · 4.625%
HK$356,659
+HK$20,457/mo
Deposit HK$7.71M · loan HK$69.37M · min. income ≈ HK$672,404/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$3,275,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,951
−HK$19,015/mo
▼ 0.25% · 3.875%
HK$361,390
−HK$9,576/mo
Today · 4.125%
HK$370,966
baseline
▲ 0.50% · 4.625%
HK$390,520
+HK$19,554/mo
Deposit HK$7.71M · loan HK$69.37M · min. income ≈ HK$741,932/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$3,275,812 · Scale 2, in force from 26 Feb 2026)