LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,859
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$181,330
−HK$5,557/mo
Today · 4.125%
HK$186,887
baseline
▲ 0.50% · 4.625%
HK$198,259
+HK$11,372/mo
Deposit HK$38.56M · loan HK$38.56M · min. income ≈ HK$373,774/mo (50% DSR)
Upfront cash ≈ HK$41.84M (deposit + AVD stamp duty HK$3,277,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,642
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$200,889
−HK$5,323/mo
Today · 4.125%
HK$206,212
baseline
▲ 0.50% · 4.625%
HK$217,081
+HK$10,869/mo
Deposit HK$38.56M · loan HK$38.56M · min. income ≈ HK$412,424/mo (50% DSR)
Upfront cash ≈ HK$41.84M (deposit + AVD stamp duty HK$3,277,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,031
−HK$13,234/mo
▼ 0.25% · 3.875%
HK$217,595
−HK$6,670/mo
Today · 4.125%
HK$224,265
baseline
▲ 0.50% · 4.625%
HK$237,911
+HK$13,646/mo
Deposit HK$30.85M · loan HK$46.27M · min. income ≈ HK$448,530/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$3,277,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,770
−HK$12,684/mo
▼ 0.25% · 3.875%
HK$241,066
−HK$6,388/mo
Today · 4.125%
HK$247,454
baseline
▲ 0.50% · 4.625%
HK$260,498
+HK$13,044/mo
Deposit HK$30.85M · loan HK$46.27M · min. income ≈ HK$494,908/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$3,277,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,203
−HK$15,439/mo
▼ 0.25% · 3.875%
HK$253,861
−HK$7,781/mo
Today · 4.125%
HK$261,642
baseline
▲ 0.50% · 4.625%
HK$277,562
+HK$15,920/mo
Deposit HK$23.14M · loan HK$53.99M · min. income ≈ HK$523,284/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$3,277,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,898
−HK$14,798/mo
▼ 0.25% · 3.875%
HK$281,244
−HK$7,452/mo
Today · 4.125%
HK$288,696
baseline
▲ 0.50% · 4.625%
HK$303,914
+HK$15,218/mo
Deposit HK$23.14M · loan HK$53.99M · min. income ≈ HK$577,392/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$3,277,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,547
−HK$19,850/mo
▼ 0.25% · 3.875%
HK$326,393
−HK$10,004/mo
Today · 4.125%
HK$336,397
baseline
▲ 0.50% · 4.625%
HK$356,866
+HK$20,469/mo
Deposit HK$7.71M · loan HK$69.41M · min. income ≈ HK$672,794/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$3,277,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,155
−HK$19,026/mo
▼ 0.25% · 3.875%
HK$361,600
−HK$9,581/mo
Today · 4.125%
HK$371,181
baseline
▲ 0.50% · 4.625%
HK$390,746
+HK$19,565/mo
Deposit HK$7.71M · loan HK$69.41M · min. income ≈ HK$742,362/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$3,277,711 · Scale 2, in force from 26 Feb 2026)