LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,866
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$181,336
−HK$5,558/mo
Today · 4.125%
HK$186,894
baseline
▲ 0.50% · 4.625%
HK$198,266
+HK$11,372/mo
Deposit HK$38.56M · loan HK$38.56M · min. income ≈ HK$373,788/mo (50% DSR)
Upfront cash ≈ HK$41.84M (deposit + AVD stamp duty HK$3,277,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,649
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$200,896
−HK$5,323/mo
Today · 4.125%
HK$206,219
baseline
▲ 0.50% · 4.625%
HK$217,089
+HK$10,870/mo
Deposit HK$38.56M · loan HK$38.56M · min. income ≈ HK$412,438/mo (50% DSR)
Upfront cash ≈ HK$41.84M (deposit + AVD stamp duty HK$3,277,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,039
−HK$13,234/mo
▼ 0.25% · 3.875%
HK$217,603
−HK$6,670/mo
Today · 4.125%
HK$224,273
baseline
▲ 0.50% · 4.625%
HK$237,919
+HK$13,646/mo
Deposit HK$30.85M · loan HK$46.28M · min. income ≈ HK$448,546/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$3,277,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,778
−HK$12,685/mo
▼ 0.25% · 3.875%
HK$241,075
−HK$6,388/mo
Today · 4.125%
HK$247,463
baseline
▲ 0.50% · 4.625%
HK$260,507
+HK$13,044/mo
Deposit HK$30.85M · loan HK$46.28M · min. income ≈ HK$494,926/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$3,277,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,212
−HK$15,440/mo
▼ 0.25% · 3.875%
HK$253,870
−HK$7,782/mo
Today · 4.125%
HK$261,652
baseline
▲ 0.50% · 4.625%
HK$277,572
+HK$15,920/mo
Deposit HK$23.14M · loan HK$53.99M · min. income ≈ HK$523,304/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$3,277,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,908
−HK$14,799/mo
▼ 0.25% · 3.875%
HK$281,254
−HK$7,453/mo
Today · 4.125%
HK$288,707
baseline
▲ 0.50% · 4.625%
HK$303,925
+HK$15,218/mo
Deposit HK$23.14M · loan HK$53.99M · min. income ≈ HK$577,414/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$3,277,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,558
−HK$19,851/mo
▼ 0.25% · 3.875%
HK$326,405
−HK$10,004/mo
Today · 4.125%
HK$336,409
baseline
▲ 0.50% · 4.625%
HK$356,879
+HK$20,470/mo
Deposit HK$7.71M · loan HK$69.41M · min. income ≈ HK$672,818/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$3,277,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,168
−HK$19,026/mo
▼ 0.25% · 3.875%
HK$361,613
−HK$9,581/mo
Today · 4.125%
HK$371,194
baseline
▲ 0.50% · 4.625%
HK$390,760
+HK$19,566/mo
Deposit HK$7.71M · loan HK$69.41M · min. income ≈ HK$742,388/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$3,277,829 · Scale 2, in force from 26 Feb 2026)