LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,590
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,137
−HK$556/mo
Today · 4.125%
HK$18,693
baseline
▲ 0.50% · 4.625%
HK$19,830
+HK$1,137/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,386/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,568
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,093
−HK$532/mo
Today · 4.125%
HK$20,625
baseline
▲ 0.50% · 4.625%
HK$21,713
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,250/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,107
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,764
−HK$667/mo
Today · 4.125%
HK$22,431
baseline
▲ 0.50% · 4.625%
HK$23,796
+HK$1,365/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,862/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,482
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,112
−HK$638/mo
Today · 4.125%
HK$24,750
baseline
▲ 0.50% · 4.625%
HK$26,055
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,500/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,391
−HK$779/mo
Today · 4.125%
HK$26,170
baseline
▲ 0.50% · 4.625%
HK$27,762
+HK$1,592/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,340/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,395
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,130
−HK$746/mo
Today · 4.125%
HK$28,876
baseline
▲ 0.50% · 4.625%
HK$30,398
+HK$1,522/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,752/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,661
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,646
−HK$1,001/mo
Today · 4.125%
HK$33,647
baseline
▲ 0.50% · 4.625%
HK$35,694
+HK$2,047/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,294/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,223
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,167
−HK$959/mo
Today · 4.125%
HK$37,126
baseline
▲ 0.50% · 4.625%
HK$39,083
+HK$1,957/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$74,252/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,416 · Scale 2, in force from 26 Feb 2026)