LTV · monthly repayment
▼ 0.50% · 3.625%
HK$175,896
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$181,367
−HK$5,559/mo
Today · 4.125%
HK$186,926
baseline
▲ 0.50% · 4.625%
HK$198,300
+HK$11,374/mo
Deposit HK$38.57M · loan HK$38.57M · min. income ≈ HK$373,852/mo (50% DSR)
Upfront cash ≈ HK$41.85M (deposit + AVD stamp duty HK$3,278,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,682
−HK$10,572/mo
▼ 0.25% · 3.875%
HK$200,930
−HK$5,324/mo
Today · 4.125%
HK$206,254
baseline
▲ 0.50% · 4.625%
HK$217,126
+HK$10,872/mo
Deposit HK$38.57M · loan HK$38.57M · min. income ≈ HK$412,508/mo (50% DSR)
Upfront cash ≈ HK$41.85M (deposit + AVD stamp duty HK$3,278,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,075
−HK$13,236/mo
▼ 0.25% · 3.875%
HK$217,641
−HK$6,670/mo
Today · 4.125%
HK$224,311
baseline
▲ 0.50% · 4.625%
HK$237,960
+HK$13,649/mo
Deposit HK$30.86M · loan HK$46.28M · min. income ≈ HK$448,622/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$3,278,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,819
−HK$12,686/mo
▼ 0.25% · 3.875%
HK$241,116
−HK$6,389/mo
Today · 4.125%
HK$247,505
baseline
▲ 0.50% · 4.625%
HK$260,552
+HK$13,047/mo
Deposit HK$30.86M · loan HK$46.28M · min. income ≈ HK$495,010/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$3,278,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,254
−HK$15,442/mo
▼ 0.25% · 3.875%
HK$253,914
−HK$7,782/mo
Today · 4.125%
HK$261,696
baseline
▲ 0.50% · 4.625%
HK$277,620
+HK$15,924/mo
Deposit HK$23.14M · loan HK$54.00M · min. income ≈ HK$523,392/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$3,278,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,955
−HK$14,801/mo
▼ 0.25% · 3.875%
HK$281,303
−HK$7,453/mo
Today · 4.125%
HK$288,756
baseline
▲ 0.50% · 4.625%
HK$303,977
+HK$15,221/mo
Deposit HK$23.14M · loan HK$54.00M · min. income ≈ HK$577,512/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$3,278,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,612
−HK$19,855/mo
▼ 0.25% · 3.875%
HK$326,461
−HK$10,006/mo
Today · 4.125%
HK$336,467
baseline
▲ 0.50% · 4.625%
HK$356,940
+HK$20,473/mo
Deposit HK$7.71M · loan HK$69.42M · min. income ≈ HK$672,934/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$3,278,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,228
−HK$19,030/mo
▼ 0.25% · 3.875%
HK$361,675
−HK$9,583/mo
Today · 4.125%
HK$371,258
baseline
▲ 0.50% · 4.625%
HK$390,827
+HK$19,569/mo
Deposit HK$7.71M · loan HK$69.42M · min. income ≈ HK$742,516/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$3,278,391 · Scale 2, in force from 26 Feb 2026)