LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,594
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,142
−HK$556/mo
Today · 4.125%
HK$18,698
baseline
▲ 0.50% · 4.625%
HK$19,835
+HK$1,137/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,396/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,574
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,099
−HK$532/mo
Today · 4.125%
HK$20,631
baseline
▲ 0.50% · 4.625%
HK$21,719
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,262/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,113
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,770
−HK$667/mo
Today · 4.125%
HK$22,437
baseline
▲ 0.50% · 4.625%
HK$23,803
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,874/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,488
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,118
−HK$639/mo
Today · 4.125%
HK$24,757
baseline
▲ 0.50% · 4.625%
HK$26,062
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,514/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,632
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,398
−HK$779/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,770
+HK$1,593/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,403
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,138
−HK$746/mo
Today · 4.125%
HK$28,884
baseline
▲ 0.50% · 4.625%
HK$30,406
+HK$1,522/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,768/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,670
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,655
−HK$1,001/mo
Today · 4.125%
HK$33,656
baseline
▲ 0.50% · 4.625%
HK$35,704
+HK$2,048/mo
Deposit HK$772K · loan HK$6.94M · min. income ≈ HK$67,312/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,232
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$959/mo
Today · 4.125%
HK$37,136
baseline
▲ 0.50% · 4.625%
HK$39,093
+HK$1,957/mo
Deposit HK$772K · loan HK$6.94M · min. income ≈ HK$74,272/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,480 · Scale 2, in force from 26 Feb 2026)